2540 Valley Waters Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 2540 Valley Waters Ct, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,920 sqft · built 2000
Lot Size	0.106 acres (4,628 sqft)
Owner	Individual Name on Record
Last Sale	$436,000 (Jun 2010)
Tax Bill	$7,101 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`580-230-37-00`

Property Details

APN / Parcel Number

Primary APN	`580-230-37-00`
Alternative APN	`5802302500`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,920 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	4,628 sqft (0.106 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	5802302500
Street Address	2540 VALLEY WATERS CT
City	SPRING VALLEY
State	CA
Zip	91978-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 25 PAR F OF DOC00-399943 IN TR 013863
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013863
Legal Block	3
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	13506

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2540 VALLEY WATERS CT, SPRING VALLEY, CA 91978-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY SMART HOME LOANS INC
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY SMART HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2010 · Amount on Record
Deed Sale	Jun 24, 2010 · Amount on Record
Prior Sale	Dec 20, 2000 · Amount on Record
Deed Document Number	2010317122
Last Transfer Date	Jul 17, 2024
Transfer Doc	0000201586
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2540 VALLEY WATERS CT, SPRING VALLEY, CA 91978-2001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 VALLEY WATERS CT, SPRING VALLEY, CA 91978-2001

Mortgage

Document Number	0000739863
Date	Nov 20, 2020
Instrument	2020-0739863

Lender

Name	EQUITY SMART HOME LOANS INC
Type	Mortgage Company
Address	SOUTH PASADENA, CA 91030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Sep 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2540 VALLEY WATERS CT, SPRING VALLEY, CA 91978-2001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 VALLEY WATERS CT, SPRING VALLEY, CA 91978-2001

Mortgage

Document Number	0000746946
Date	Nov 24, 2020
Instrument	2020-0746946

Lender

Name	EQUITY SMART HOME LOANS INC
Type	Mortgage Company
Address	SOUTH PASADENA, CA 91030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$556,062 (+2%) Land $193,193 Building $362,869
2025	$7,101.00 (+7.04%) Homeowner's exemption	$545,159 (+4.04%) Land $189,405 Building $355,754
2023	$6,634.00 (+1.55%) Homeowner's exemption	$523,992 Land $182,051 Building $341,941
2022	$6,533.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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