2552 Valley Waters Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 2552 Valley Waters Ct, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,577 sqft · built 2000
Lot Size	0.127 acres (5,527 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (Apr 2026)
Tax Bill	$8,185 (2025)
Deeds & Mortgages	May 2024 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`580-230-56-00`

Property Details

APN / Parcel Number

Primary APN	`580-230-56-00`
Alternative APN	`5802304700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,577 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	5,527 sqft (0.127 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5802304700
Street Address	2552 VALLEY WATERS CT
City	SPRING VALLEY
State	CA
Zip	91978-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 24 PAR G PER DOC00-399943 IN LOTS 23& TR 013863
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013863
Legal Block	3
Legal Lot Number	24,23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	13506

Owner

Source: San Diego County records · APN 580-230-56-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2552 VALLEY WATERS CT, SPRING VALLEY, CA 91978-2001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 09, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Apr 09, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 07, 2021	Intrafamily Transfer, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC
Apr 18, 2018	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 08, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCEMYHOME.COM

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 09, 2026 · Amount on Record
Deed Sale	Apr 09, 2026 · Amount on Record
Prior Sale	Jun 07, 2021
Deed Document Number	202697562
Prior Transfer Date	Jun 01, 2021
Prior Transfer Doc	0000421288
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2552 VALLEY WATERS CT, SPRING VALLEY, CA 91978-2001
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2552 VALLEY WATERS CT, SPRING VALLEY, CA 91978-2001

Mortgage

Document Number	0000116579
Date	May 09, 2024
Instrument	2024-0116579

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 09, 2026
Property Address	2552 VALLEY WATERS CT, SPRING VALLEY, CA 91978-2001
Document Number	0000097562
Instrument Date	Apr 02, 2026
Instrument	202697562
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$108,878.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2552 VALLEY WATERS CT, SPRING VALLEY, CA 91978-2001

Mortgage

Document Number	0000097563,
Date	Apr 09, 2026
Instrument	202697563

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 07, 2021
Property Address	2552 VALLEY WATERS CT, SPRING VALLEY, CA 91978-2001
Document Number	0000421288
Map Reference	MAP 13863
Instrument Date	Jun 01, 2021
Instrument	2021-0421288
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2552 VALLEY WATERS CT, SPRING VALLEY, CA 91978-2001

Mortgage

Document Number	0000421289
Date	Jun 07, 2021
Instrument	2021-0421289

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2552 VALLEY WATERS CT, SPRING VALLEY, CA 91978-2001
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154230
Date	Apr 18, 2018
Instrument	2018-0154230

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2033

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2552 VALLEY WATERS CT, SPRING VALLEY, CA 91978-2001
Document Number	0000334852
Instrument Date	Jun 08, 2020
Transaction Type	Mortgage
Record Updated	Jul 08, 2020
Title Company	SURETY LENDER SERVICES LLC, SURETY LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2552 VALLEY WATERS CT SPRING VALLEY CA 919782001, SPRING VALLEY, CA 91978-2001

Mortgage

Document Number	0000334852
Date	Jun 26, 2020
Instrument	334852

Lender

Name	FINANCEMYHOME.COM
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2035

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$649,710 (+2%) Land $238,798 Building $410,912
2025	$8,185.00 (+3.59%) Homeowner's exemption	$636,971 (+4.04%) Land $234,116 Building $402,855
2024	$7,901.00 (+3.15%)
2023	$7,660.00 (+1.5%) Homeowner's exemption	$612,238 Land $225,026 Building $387,212
2022	$7,547.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 61% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet.

Based on FCC filings for 306 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OTAY WATER DISTRICT serves 242,155 people
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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