Midland County property record for 2540 E Stewart Rd, Midland, MI 48640
| Property Type | Duplex |
|---|---|
| Details | 4 ba · 3,640 sqft |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Company Name on Record |
| Last Sale | $200,000 (Apr 2026) |
| Tax Bill | $4,563 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-032-300-320-00 |
| Primary APN | 120-032-300-320-00 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 3,640 sqft Total Area |
| 1st Floor Area | 3,640 sqft |
| Architectural Style | Duplex Single |
|---|---|
| Lot Area | 48,787 sqft (1.12 acres) |
| Lot Dimensions | 189 ft deep x 220 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2540 E STEWART RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-8557 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-2 |
| Legal Description | SEC 32 T14N R2E COM 408.66 FT E OF W 1/4 COR,TH E 220 FT, S 222.75 FT, W 220 FT N 222.75 FT. |
| Legal Range | 02E |
| Legal Township | 14N |
| Legal Section | 32 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 290500 |
Source: Midland County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 425, COLEMAN, MI 48618-0425 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage ISABELLA BANK |
| Apr 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage ISABELLA BANK |
| Apr 16, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 26, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on Record |
| Deed Sale | Apr 16, 2026 · Amount on Record |
| Prior Sale | Apr 16, 2026 · Amount on Record |
| Deed Document Number | 20263662 |
| Deed Book / Page | 2026 / 3662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Apr 16, 2026 |
| Property Address | 2540 E STEWART RD, MIDLAND, MI 48640-8557 |
| Document Number | 0000003662 |
| Book / Page | 2026 / 3662 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.3662 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000003663, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026..3663 |
| Name | ISABELLA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Apr 16, 2026 |
| Property Address | 2540 E STEWART RD, MIDLAND, MI 48640-8557 |
| Document Number | 2026R03662 |
| Book / Page | 2026 / 3662 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20263662 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Investor | Possibly a Property Investor |
| Document Number | 0000003663, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 20263663 |
| Name | ISABELLA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Apr 16, 2026 |
| Property Address | 2540 E STEWART RD, MIDLAND, MI 48640-8557 |
| Document Number | 0000003661 |
| Book / Page | 2026 / 3661 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026.3661 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $121,200.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 793 W PINE RIVER RD, MIDLAND, MI 48640-9509 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Sep 26, 2023 |
| Property Address | 2540 E STEWART RD, MIDLAND, MI 48640-8557 |
| Document Number | 01667/1255 |
| Book / Page | 1667 / 1255 |
| Instrument Date | Sep 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 NORTHGATE DR, MIDLAND, MI 48640-7347 |
| Name | Verified Name |
|---|---|
| Address | 1007 12TH AVE NW, WAVERLY, IA 50677-1468 |
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Midland Charter Township |
| Unified School District | Bullock Creek School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,300 (+5.25%) | $236,600 (+5.25%) | |
| 2025 | $4,563.00 (+1.78%) | $112,400 (+16.84%) | $224,800 (+16.84%) |
| 2024 | $4,483.00 (+10.8%) | ||
| 2023 | $96,200 | $192,400 | |
| 2022 | $4,046.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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