2557 E Stewart Rd, Midland, MI 48640 Property Records

Midland County property record for 2557 E Stewart Rd, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,569 sqft · built 1932
Lot Size1.66 acres (72,310 sqft)
OwnerIndividual Name on File
Last Sale$80,100 (Apr 1998)
Tax Bill$2,695 (2025)
Deeds & MortgagesDec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN120-032-200-420-00

Property Details

APN / Parcel Number

Primary APN120-032-200-420-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,569 sqft Living Area
1st Floor Area1,569 sqft
Basement Area456 sqft

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleRanch
Lot Area72,310 sqft (1.66 acres)
Lot Dimensions364 ft deep x 178 ft wide
Garage Area1,296 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2557 E STEWART RD
CityMIDLAND
StateMI
Zip48640-8557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSEC 32 T14N R2E COM 671.57 FT E OF W 1/4 COR, TH E 178 FT, N 396 FT, W 188 FT, S 181 FT, E 10 FT, S215 FT.
Legal Range02E
Legal Township14N
Legal Section32
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group2
Census Block2010
Census Tract290500

Owner

2557 E Stewart Rd is owned and occupied by an individual who bought it in April 1998.

Source: Midland County records, as of August 4, 2026

Owner of RecordIndividual Name on File
Mailing Address2557 E STEWART RD, MIDLAND, MI 48640-8557
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 1998 · Amount on File
Deed SaleApr 16, 1998 · Amount on File
Prior SaleNov 1, 1993 · Amount on File
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address2557 E STEWART RD, MIDLAND, MI 48640-8557
Transaction TypeMortgage
Record UpdatedJan 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2557 E STEWART RD, MIDLAND, MI 48640-8557

Mortgage

Document Number001669/981
DateDec 29, 2023
Book Page1669/981
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2557 E Stewart Rd was $2,695 with a homeowner's exemption.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionMidland Charter Township
Unified School DistrictBullock Creek School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$108,500$217,000
2025$2,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2557 E Stewart Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2557 E Stewart Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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