Midland County property record for 2490 E Stewart Rd, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 1993 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $281,400 (Mar 2026) |
| Tax Bill | $2,958 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit May 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-031-400-425-00 |
| Primary APN | 120-031-400-425-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 838 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Lot Area | 43,124 sqft (0.99 acres) |
| Lot Dimensions | 192 ft deep x 158 ft wide |
| Garage Area | 522 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2490 E STEWART RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-8938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SEC 31 T14N R2E COM AT E 1/4 COR, TH S 225 FT, W 191.6 FT, N 225 FT, E 191.6 FT. |
| Legal Range | 02E |
| Legal Township | 14N |
| Legal Section | 31 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 290500 |
Source: Midland County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3322 N GENRICH DR, SANFORD, MI 48657-9569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Line of Credit DOW CU |
| May 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU |
| Mar 18, 2026 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| May 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU |
| Mar 27, 2019 | Warranty Deed, Transfer |
| Jan 3, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on Record |
| Deed Sale | Mar 18, 2026 · Amount on Record |
| Prior Sale | Mar 27, 2019 · Amount on Record |
| Deed Document Number | 20262780 |
| Deed Book / Page | 2026 / 2780 |
| Prior Transfer Date | Oct 14, 2024 |
| Prior Transfer Doc | 001676/920 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 2490 E STEWART RD, MIDLAND, MI 48640-8938 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2490 E STEWART RD, MIDLAND, MI 48640-8938 |
| Document Number | 2025R10694 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025R-10694 |
| Name | DOW CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 2490 E STEWART RD, MIDLAND, MI 48640-8938 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001633/626 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 1633/626 |
| Name | DOW CHEMICAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Mar 18, 2026 |
| Property Address | 2490 E STEWART RD, MIDLAND, MI 48640-8938 |
| Document Number | 2026R02780 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026R-02780 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,111.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2490 E STEWART RD, MIDLAND, MI 48640-8938 |
| Name | Verified Name |
|---|---|
| Address | 3322 N GENRICH DR, SANFORD, MI 48657-9569 |
| Document Number | 2026R02781 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026R-02781 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 2490 E STEWART RD, MIDLAND, MI 48640-8938 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1633/626 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 1633/626 |
| Name | DOW CHEMICAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Mar 27, 2019 |
| Property Address | 2490 E STEWART RD, MIDLAND, MI 48640-8938 |
| Document Number | 01623/00083 |
| Book / Page | 01623 / 00083 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 01623-00083 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,376.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1229 S 9 MILE RD, MIDLAND, MI 48640-9134 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jan 3, 2019 |
| Property Address | 2490 E STEWART RD, MIDLAND, MI 48640-8938 |
| Document Number | 06121/00185 |
| Book / Page | 06121 / 00185 |
| Instrument Date | Jan 3, 2019 |
| Instrument | 01621-00185 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 358 TWIN LAKE RD, 358, BEAVERTON, MI 48612-8527 |
| Name | Verified Name |
|---|---|
| Address | 2490 E STEWART RD, MIDLAND, MI 48640-8938 |
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Midland Charter Township |
| Unified School District | Bullock Creek School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,500 (+3.43%) | $241,000 (+3.43%) | |
| 2025 | $2,958.00 (+1.13%) Homeowner's exemption | $116,500 | $233,000 |
| 2024 | $2,925.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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