254 Willow St, Frankfort, IL 60423 Property Records

Will County property record for 254 Willow St, Frankfort, IL 60423

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,840 sqft · built 1959
Lot Size0.27 acres (11,724 sqft)
Owner2 Individual Names on File
Last Sale$357,500 (Apr 2026)
Tax Bill$7,372 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19-09-21-402-013

Property Details

APN / Parcel Number

Primary APN19-09-21-402-013
Alternative APN
  • 09214020130000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,840 sqft Living Area
Basement Area264 sqft
Unfinished Basement264 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,724 sqft (0.27 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address254 WILLOW ST
CityFRANKFORT
StateIL
Zip60423-1231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLOCK 3 IN ARTHUR T MCINTOSH CO'S LINCOLN MEADOWS, A SUB OF PRT OF THE NW 1/4 OF SE 1/4 OF SEC 21 T35N-R12E
Legal Range12E
Legal Township35N
Legal Section21
Legal SubdivisionCO LINCOLN MEADOWS
Legal Block3
Legal Lot Number4
JurisdictionWILL IL
Township / Civil DivisionFRANKFORT
Census Block Group2
Census Block2018
Census Tract883516

Owner

254 Willow St is owned by two individuals who bought it in April 2026.

Source: Will County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address9120 SURREY GATE PL, DAYTON, OH 45458-9279
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
LIBERTY BANK FOR SAVINGS
Apr 15, 2026Warranty Deed, Transfer · Conventional Mortgage
PNC BANK
Aug 12, 2019Deed of Trust, Mortgage · Line of Credit
BAXTER CU
May 11, 2017Grant Deed, Transfer · Conventional Mortgage
BAXTER CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2026 · Amount on File
Deed SaleApr 15, 2026 · Amount on File
Prior SaleMay 11, 2017 · Amount on File
Deed Document Number202622274
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address254 WILLOW ST, FRANKFORT, IL 60423-1231
Transaction TypeMortgage
Record UpdatedApr 27, 2026
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035423
DateMar 30, 2021
InstrumentR2021035423
Lender
NameLIBERTY BANK FOR SAVINGS
TypeBank
AddressCHICAGO, IL 60656
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term119 Months
DueFeb 1, 2031

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateApr 15, 2026
Property Address254 WILLOW ST, FRANKFORT, IL 60423-1231
Document Number0000022274
Instrument DateMar 21, 2026
Instrument202622274
Transaction TypeTransfer
Record UpdatedJul 16, 2026
Title CompanyWFG LENDER SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9120 SURREY GATE PL, DAYTON, OH 45458-9279

Mortgage

Document Number0000022276,
DateApr 15, 2026
Instrument202622276
Lender
NamePNC BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address254 WILLOW ST, FRANKFORT, IL 60423-1231
Document Number0000057043
Instrument DateAug 12, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address254 WILLOW ST FRANKFORT IL 604231231, FRANKFORT, IL 60423-1231

Mortgage

Document Number0000057043
DateAug 27, 2019
Instrument57043
Lender
NameBAXTER CU
TypeCredit Union
AddressVERON HILLS, IL 60061
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueAug 26, 2029
Interest
Rate TypeAdjustable Rate

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWILL IL
Recording DateMay 11, 2017
Property Address254 WILLOW ST, FRANKFORT, IL 60423-1231
Document Number0000036595
Instrument DateMar 13, 2017
Instrument36595
Transaction TypeTransfer
Record UpdatedMay 30, 2017
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address254 WILLOW ST FRANKFORT IL 604231231, FRANKFORT, IL 60423-1231

Mortgage

Document Number36596
DateMay 11, 2017
Instrument36596
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 254 Willow St was $7,372, up 4.6% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionFrankfort Township
MunicipalityFrankfort Village
Elementary School DistrictFrankfort Community Consolidated School District 157C (PK - 08)
Secondary School DistrictLincoln Way Community High School District 210 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,372.00 (+4.57%)$103,389 (+6.6%) Land $20,050 Building $83,339$310,167 (+6.6%) Land $60,150 Building $250,017
2024$7,050.00$96,988 Land $18,809 Building $78,179$290,964 Land $56,427 Building $234,537
2022$6,186.00 Homeowner's exemption$78,895 Land $15,300 Building $63,595$236,685 Land $45,900 Building $190,785

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 254 Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 254 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT
serves 24,000 people · EPA ID IL1970400
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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