Madison County property record for 254 Cedar Rdg Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,006 sqft · built 1971 |
| Lot Size | 0.932 acres (40,638 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Sep 2013) |
| Tax Bill | $1,745 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071C-06D-015 |
| Primary APN | 071C-06D-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,006 sqft Adjusted Area |
| Gross Area | 2,546 sqft |
| 1st Floor Area | 2,546 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,638 sqft (0.932 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 100 sqft |
| Patio Area | 409 sqft |
| Boat House | 400 sqft |
| Cooling System | Central |
|---|
| Account Number | 3674 |
|---|---|
| Street Address | 254 CEDAR RIDGE DR |
| City | MADISON |
| State | MS |
| Zip | 39110-7133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 52 LAKE LORMAN PART 2 |
| Legal Range | 01E |
| Legal Township | 07N |
| Legal Section | 06 |
| Legal Subdivision | LAKE LORMAN PT 2 |
| Legal Lot Number | 52 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30302 |
Source: Madison County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 254 CEDAR RIDGE DR, MADISON, MS 39110-7133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Line of Credit STONE BANK |
| Sep 9, 2020 | Deed of Trust, Mortgage FIRST COM'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2013 · Amount on Record |
| Deed Sale | Sep 3, 2013 · Amount on Record |
| Deed Document Number | 2013713004 |
| Deed Book / Page | 2997 / 762 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Oct 2, 2026 |
| Property Address | 254 CEDAR RIDGE DR, MADISON, MS 39110-7133 |
| Document Number | 0001060584 |
| Book / Page | 4737 / 405 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 20261060584 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 254 CEDAR RIDGE DR, MADISON, MS 39110-7133 |
| Document Number | 0001060584, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 4737/405 |
| Instrument | 20261060584 |
| Name | STONE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 21, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 254 CEDAR RIDGE DR, MADISON, MS 39110-7133 |
| Document Number | 0000902117 |
| Instrument Date | Sep 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 254 CEDAR RIDGE DR MADISON MS 391107133, MADISON, MS 39110-7133 |
| Document Number | 0000902117 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 003913/000390 |
| Instrument | 902117 |
| Name | FIRST COM'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39211 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 13, 2035 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,745.00 (+4.68%) Homeowner's exemption | $19,615 (-) | $196,150 (-) Land $50,000 Building $146,150 |
| 2024 | $1,667.00 | ||
| 2023 | $1,667.00 Homeowner's exemption | $19,615 | $196,150 Land $50,000 Building $146,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.3% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE LORMAN UTL DISTRICT serves 599 people · EPA ID MS0450017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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