220 Cedar Rdg Dr, Madison, MS 39110 Property Records

Madison County property record for 220 Cedar Rdg Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,077 sqft · built 1979
Lot Size	0.786 acres (34,260 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Nov 2021)
Tax Bill	$215 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071C-06D-029`

Property Details

APN / Parcel Number

Primary APN	`071C-06D-029`
Alternative APNs	`071C-06D-029/00.00` `3688`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,077 sqft Adjusted Area
Gross Area	1,008 sqft
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	34,260 sqft (0.786 acres)

Exterior Amenities

Deck Area	525 sqft
Patio Area	960 sqft
Utility Building	80 sqft
Boat House	400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3688
Street Address	220 CEDAR RIDGE DR
City	MADISON
State	MS
Zip	39110-7133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 60 LAKE LORMAN PART 2
Legal Range	01E
Legal Township	07N
Legal Section	06
Legal Subdivision	LAKE LORMAN PART 2
Legal Lot Number	60
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	3
Census Block	3013
Census Tract	30302

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 CEDAR RIDGE DR, MADISON, MS 39110-7133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Dec 12, 2007
Deed Document Number	2021945009
Deed Book / Page	4138 / 113
Prior Transfer Date	Nov 18, 2021
Prior Transfer Doc	004138/113
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON MS
Recording Date	Nov 29, 2021
Property Address	220 CEDAR RIDGE DR, MADISON, MS 39110-7133
Document Number	004138/113
Book / Page	4138 / 113
Map Reference	CAB A SL 116
Instrument Date	Nov 18, 2021
Instrument	945009
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 2757, MADISON, MS 39130-2757

Mortgage

Document Number	0000945010
Date	Nov 29, 2021
Instrument	945010

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$215.00 (+3.86%) Homeowner's exemption	$10,339 (-)	$103,390 (-) Land $50,000 Building $53,390
2024	$207.00
2023	$207.00 Homeowner's exemption	$10,339	$103,390 Land $50,000 Building $53,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE LORMAN UTL DISTRICT serves 599 people · EPA ID MS0450017
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20