Madison County property record for 249 Cedar Rdg Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,926 sqft · built 1979 |
| Lot Size | 0.51 acres (22,220 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $403,971 (Jun 2025) |
| Tax Bill | $1,319 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071C-06D-018 |
| Primary APN | 071C-06D-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,926 sqft Adjusted Area |
| Gross Area | 1,552 sqft |
| 1st Floor Area | 1,552 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,220 sqft (0.51 acres) |
| Cooling System | Central |
|---|
| Account Number | 3677 |
|---|---|
| Street Address | 249 CEDAR RIDGE DR |
| City | MADISON |
| State | MS |
| Zip | 39110-7134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 350 LAKE LORMAN PT 10 -110.9X57 .43X84.3X134.1X37.1X228- |
| Legal Range | 01E |
| Legal Township | 07N |
| Legal Section | 06 |
| Legal Subdivision | LAKE LORMAN PART 10 |
| Legal Lot Number | 350 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 30302 |
Source: Madison County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 249 CEDAR RIDGE DR, MADISON, MS 39110-7134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS |
| Mar 30, 2026 | Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS |
| Jan 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS |
| Apr 17, 2024 | Warranty Deed, Transfer · Line of Credit BANKPLUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2025 · Amount on Record |
| Deed Sale | Jun 3, 2025 · Amount on Record |
| Prior Sale | Apr 29, 2025 · Amount on Record |
| Deed Document Number | 20251028765 |
| Deed Book / Page | 4563 / 39 |
| Prior Transfer Date | Feb 23, 2024 |
| Prior Transfer Doc | 0000999434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 8, 2026 |
| Property Address | 249 CEDAR RIDGE DR, MADISON, MS 39110-7134 |
| Document Number | 0001053189 |
| Book / Page | 4691 / 470 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261053189 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 249 CEDAR RIDGE DR, MADISON, MS 39110-7134 |
| Document Number | 0001053189, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 4691/470 |
| Instrument | 20261053189 |
| Name | BANKPLUS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jun 22, 2033 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 249 CEDAR RIDGE DR, MADISON, MS 39110-7134 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 249 CEDAR RIDGE DR, MADISON, MS 39110-7134 |
| Document Number | 004662/843 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 4662/843 |
| Instrument | 1048513 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Feb 25, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 249 CEDAR RIDGE DR, MADISON, MS 39110-7134 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Title Company | FIRST FL GUARANTY TITLE INC, FIRST GUARANTY TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 249 CEDAR RIDGE DR, MADISON, MS 39110-7134 |
| Document Number | 004640/222 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 4640/222 |
| Instrument | 1044634 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Apr 17, 2024 |
| Property Address | 249 CEDAR RIDGE DR, MADISON, MS 39110-7134 |
| Document Number | 004430/876 |
| Book / Page | 4430 / 876 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 1002830 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 LORMAN LN, MADISON, MS 39110-7112 |
| Name | Verified Name |
|---|---|
| Address | 104 PINE COVE LN, MADISON, MS 39110-7163 |
| Document Number | 0001002831 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 1002831 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 15, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,319.00 (+4.02%) | $12,647 (+50.01%) | $84,310 (-) Land $13,200 Building $71,110 |
| 2024 | $1,268.00 (+132.66%) | ||
| 2023 | $545.00 Homeowner's exemption | $8,431 | $84,310 Land $13,200 Building $71,110 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.3% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE LORMAN UTL DISTRICT serves 599 people · EPA ID MS0450017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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