2539 Laurel Rd, Jacksonville, FL 32207 Property Records

Duval County property record for 2539 Laurel Rd, Jacksonville, FL 32207

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,416 sqft · built 1948
Lot Size	0.439 acres (19,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Apr 2013)
Tax Bill	$18,037 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`081464-0000`

Property Details

APN / Parcel Number

Primary APN	`081464-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,416 sqft Living Area
Gross Area	5,201 sqft
1st Floor Area	4,416 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,134 sqft (0.439 acres)
Lot Dimensions	162 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2539 LAUREL RD
City	JACKSONVILLE
State	FL
Zip	32207-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	14-20 25-2S-26E BETTER HOMES COS 1ST ADDN SAN MARCO LOT 8 BLK 108
Legal Range	26E
Legal Township	02S
Legal Section	47
Legal Subdivision	BETTER HOMES CO S 1ST ADD
Legal Block	108
Legal Lot Number	8
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1037
Census Tract	700

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2539 LAUREL RD, JACKSONVILLE, FL 32207-4041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2013 · Amount on Record
Deed Sale	Apr 4, 2013 · Amount on Record
Prior Sale	Jan 3, 2005 · Amount on Record
Deed Document Number	201383927
Deed Book / Page	16316 / 447
Prior Transfer Date	Dec 31, 2002
Prior Transfer Doc	0000373220
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2539 LAUREL RD, JACKSONVILLE, FL 32207-4041
Document Number	0180200903
Book / Page	018020 / 000903
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2539 LAUREL RD JACKSONVILLE FL 322074041, JACKSONVILLE, FL 32207-4041

Mortgage

Document Number	0180200903
Date	Jun 15, 2017
Book Page	018020/000903
Instrument	141135

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 14, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,062,824 (+2.7%)	$2,134,030 (+33.03%) Land $1,043,064 Building $1,090,966
2025	$18,037.00 (+3.22%) Homeowner's exemption	$1,034,883 (+5.99%)	$1,604,217 (+6.04%) Land $585,120 Building $1,019,097
2024	$17,474.00 (+2.57%)
2023	$17,037.00 (+8.72%) Homeowner's exemption	$976,426 (+3%)	$1,512,831 (+23.38%) Land $524,170 Building $988,661
2022	$15,671.00 Homeowner's exemption	$947,987	$1,226,152 Land $316,940 Building $909,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 units insured incl. 4 condo units
Nearby Flood Claims	71 (1979–2024)
Claims Outside the SFHA	48 of 71
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 39 claims Tropical Storm Fay, Aug 2008 · 6 claims Tropical Storm Josephine, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20