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2405 Laurel Rd, Jacksonville, FL 32207 Property Records

Duval County property record for 2405 Laurel Rd, Jacksonville, FL 32207

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,142 sqft · built 1948
Lot Size0.385 acres (16,774 sqft)
Owner2 Individual Names on Record
Last Sale$925,000 (Oct 2024)
Tax Bill$15,497 (2025)
Deeds & MortgagesMay 2026 Construction Loan
Feb 2026 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN081467-0000

Property Details

APN / Parcel Number

Primary APN081467-0000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,142 sqft Living Area
Gross Area3,891 sqft
1st Floor Area2,534 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,774 sqft (0.385 acres)
Lot Dimensions150 ft deep x 125 ft wide
Garage TypeAttached
Garage Area728 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Open Porch
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2405 LAUREL RD
CityJACKSONVILLE
StateFL
Zip32207-4040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-90
Legal Description14-20 25-2S-26E BETTER HOMES COS 1ST ADDN SAN MARCO LOT 11 BLK 108
Legal Range26E
Legal Township02S
Legal Section46
Legal SubdivisionBETTER HOMES CO S 1ST ADD
Legal Block108
Legal Lot Number11
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1037
Census Tract700

Owner

Source: Duval County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2405 LAUREL RD, JACKSONVILLE, FL 32207-4040
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 5, 2026Deed of Trust, Mortgage · Construction Mortgage
NONE LISTED ON DOCUMENT
Feb 10, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 17, 2023Warranty Deed, Transfer · Conventional Mortgage
NORWICH COMMERCIAL GROUP INC
Dec 5, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
May 9, 2017Warranty Deed, Transfer · Conventional Mortgage
GREGORY & ELISE A NOWIKOWSKI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2024 · Amount on Record
Deed SaleOct 31, 2024 · Amount on Record
Prior SaleMay 17, 2023 · Amount on Record
Deed Document Number2024237361
Deed Book / Page21245 / 1854
Last Transfer DateFeb 9, 2026
Transfer Doc0217852040
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Recording DateMay 5, 2026
Property Address2405 LAUREL RD, JACKSONVILLE, FL 32207-4040
Document Number0000104472
Book / Page21894 / 383
Instrument DateMay 1, 2026
Instrument2026104472
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104472,
DateMay 5, 2026
Book Page21894/383
Instrument2026104472
Lender
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.46%
Max Rate-1%

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateFeb 10, 2026
Property Address2405 LAUREL RD, JACKSONVILLE, FL 32207-4040
Document Number0217852040
Book / Page21785 / 2040
Map ReferenceMB 14 PG 20&21
Instrument DateFeb 9, 2026
Instrument2026031492
Transaction TypeTransfer
Record UpdatedMar 3, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2405 LAUREL RD, JACKSONVILLE, FL 32207-4040

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address2405 LAUREL RD, JACKSONVILLE, FL 32207-4040

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMay 17, 2023
Property Address2405 LAUREL RD, JACKSONVILLE, FL 32207-4040
Document Number0206812447
Book / Page20681 / 2447
Map ReferenceMB 14 PG 20&21
Instrument DateMay 5, 2023
Instrument2023100101
Transaction TypeTransfer
Record UpdatedMay 29, 2023
Title CompanyPONTE VEDRA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,985.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4446 HENDRICKS AVE, JACKSONVILLE, FL 32207-6369

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 LAUREL RD, JACKSONVILLE, FL 32207-4040

Mortgage

Document Number0206812449
DateMay 17, 2023
Instrument20681/2449
Lender
NameNORWICH COMMERCIAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateDec 5, 2018
Property Address2405 LAUREL RD, JACKSONVILLE, FL 32207-4040
Document Number0186180567
Book / Page018618 / 000567
Instrument DateNov 1, 2018
Instrument284565
Transaction TypeTransfer
Record UpdatedDec 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 LAUREL RD JACKSONVILLE FL 322074040, JACKSONVILLE, FL 32207-4040

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMay 9, 2017
Property Address2405 LAUREL RD, JACKSONVILLE, FL 32207-4040
Document Number0179751665
Book / Page017975 / 001665
Instrument DateMay 8, 2017
Instrument107765
Transaction TypeTransfer
Record UpdatedJun 21, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,040.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2405 LAUREL RD JACKSONVILLE FL 322074040, JACKSONVILLE, FL 32207-4040

Mortgage

Document Number179751668
DateMay 9, 2017
Book Page017975/001668
Instrument107766
Lender
NameGREGORY & ELISE A NOWIKOWSKI
Address1401 RIVERPLACE BLVD # 1209, JACKSONVILLE, FL 32207-9087
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$962,586 (+13.22%) Land $708,126 Building $254,460$962,586 (+13.22%) Land $708,126 Building $254,460
2025$15,497.00 (+50.14%)$850,200 (+17.39%) Land $618,000 Building $232,200$850,200 (-10.88%) Land $618,000 Building $232,200
2024$10,322.00 (-17.48%)
2023$12,509.00 (+8.75%) Homeowner's exemption$724,262 (+3%)$954,040 (+35.68%) Land $553,625 Building $400,415
2022$11,502.00 Homeowner's exemption$703,167 Land $334,750 Building $368,417$703,167 Land $334,750 Building $368,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies105 units insured
incl. 4 condo units
Nearby Flood Claims71 (1979–2024)
Claims Outside the SFHA48 of 71
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 39 claims
  • Tropical Storm Fay, Aug 2008 · 6 claims
  • Tropical Storm Josephine, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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