2245 Laurel Rd, Jacksonville, FL 32207 Property Records

Duval County property record for 2245 Laurel Rd, Jacksonville, FL 32207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,879 sqft · built 1940
Lot Size	0.445 acres (19,395 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Sep 2011)
Tax Bill	$10,755 (2025)
Deeds & Mortgages	Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`081454-0000`

Property Details

APN / Parcel Number

Primary APN	`081454-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,879 sqft Living Area
Gross Area	3,896 sqft
1st Floor Area	1,259 sqft
Upper Floors Area	1,380 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,395 sqft (0.445 acres)
Lot Dimensions	185 ft deep x 105 ft wide
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	17 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2245 LAUREL RD
City	JACKSONVILLE
State	FL
Zip	32207-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	14-20 46-2S-26E BETTER HOMES COS 1ST ADDN SAN MARCO LOT 8 BLK 107
Legal Range	26E
Legal Township	02S
Legal Section	46
Legal Subdivision	BETTER HOMES CO S 1ST ADD
Legal Block	107
Legal Lot Number	8
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1024
Census Tract	700

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2245 LAUREL RD, JACKSONVILLE, FL 32207-4036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2011 · Amount on Record
Deed Sale	Sep 29, 2011 · Amount on Record
Prior Sale	Apr 29, 1998 · Amount on Record
Deed Document Number	2011211909
Deed Book / Page	15726 / 526
Record Updated	Sep 20, 2026

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DUVAL FL
Property Address	2245 LAUREL RD, JACKSONVILLE, FL 32207-4036
Document Number	0179430427
Book / Page	017943 / 000427
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Jun 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 LAUREL RD JACKSONVILLE FL 322074036, JACKSONVILLE, FL 32207-4036

Mortgage

Document Number	0179430427
Date	Apr 12, 2017
Book Page	017943/000427
Instrument	84129

Lender

Name	GATEWAY BK/CTRL FL
Type	Bank
Address	OCALA, FL 34470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 11, 2022

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$643,057 (+2.7%)	$1,107,734 (+1.66%) Land $568,842 Building $538,892
2025	$10,755.00 (+3.93%) Homeowner's exemption	$626,151 (+5.99%)	$1,089,669 (+7.33%) Land $554,400 Building $535,269
2024	$10,348.00 (+2.64%)
2023	$10,082.00 (+8.82%) Homeowner's exemption	$590,782 (+3%)	$1,015,295 (+30.83%) Land $496,650 Building $518,645
2022	$9,265.00 Homeowner's exemption	$573,575	$776,017 Land $300,300 Building $475,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 units insured incl. 4 condo units
Nearby Flood Claims	71 (1979–2024)
Claims Outside the SFHA	48 of 71
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 39 claims Tropical Storm Fay, Aug 2008 · 6 claims Tropical Storm Josephine, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20