2537 Downer St, Pinole, CA 94564 Property Records

Contra Costa County property record for 2537 Downer St, Pinole, CA 94564

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 1983
Lot Size	0.182 acres (7,927 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,453 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`401-390-017-2`

Property Details

APN / Parcel Number

Primary APN	`401-390-017-2`
Alternative APN	`401-390-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Lot Area	7,927 sqft (0.182 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2537 DOWNER ST
City	PINOLE
State	CA
Zip	94564-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T192PM40 PCL A
Legal Subdivision	PARCEL MAP OF SUBDIVISION MS 651 04
Legal Tract	192PM40
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2005
Census Tract	359103

Owner

2537 Downer St is owned and occupied by two individuals who acquired it in July 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2537 DOWNER ST, PINOLE, CA 94564-1318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 22, 2020	Intrafamily Transfer, Transfer WFG NATIONAL TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 16, 2020
Transfer Doc	0000147139
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2537 DOWNER ST, PINOLE, CA 94564-1318
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2537 DOWNER ST, PINOLE, CA 94564-1318

Mortgage

Document Number	0000304905
Date	Nov 1, 2021
Instrument	2021-304905

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 22, 2020
Property Address	2537 DOWNER ST, PINOLE, CA 94564-1318
Document Number	0000147139
Map Reference	MB 192 PG 40
Instrument Date	Jul 16, 2020
Instrument	2020-147139
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2537 DOWNER ST, PINOLE, CA 94564-1318

Tax Assessment & Valuation

The 2025 property tax bill for 2537 Downer St was $4,453.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pinole City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$248,211 (+2%) Land $47,398 Building $200,813
2025	$4,453.00	$243,345 Land $46,469 Building $196,876
2023	$4,178.00 (+0.75%)	$233,897 Land $44,665 Building $189,232
2022	$4,147.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2537 Downer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2537 Downer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Unwired.

Nearby Properties on Downer St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures