2541 Downer St, Pinole, CA 94564 Property Records

Contra Costa County property record for 2541 Downer St, Pinole, CA 94564

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,698 sqft · built 1983
Lot Size	0.284 acres (12,376 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,273 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`401-390-003-2`

Property Details

APN / Parcel Number

Primary APN	`401-390-003-2`
Alternative APN	`401-390-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,698 sqft Living Area
1st Floor Area	1,698 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Lot Area	12,376 sqft (0.284 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2541 DOWNER ST
City	PINOLE
State	CA
Zip	94564-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T04832 L0003 B
Legal Subdivision	SUBDIVISION 4832
Legal Tract	04832
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2005
Census Tract	359103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2541 DOWNER ST, PINOLE, CA 94564-1318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2017	Deed of Trust, Mortgage · VA Mortgage MICHIGAN MUTUAL INC
Nov 19, 2021	Deed of Trust, Mortgage · VA Mortgage GLOBAL EQUITY FINANCE INC
Jun 11, 2021	Intrafamily Transfer, Transfer · VA Mortgage TJC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2021
Deed Sale	Jun 11, 2021
Deed Document Number	2021171099
Prior Transfer Date	Feb 1, 2021
Prior Transfer Doc	0000171099
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2541 DOWNER ST, PINOLE, CA 94564-1318
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000244238
Date	Dec 28, 2017
Instrument	2017-244238

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2541 DOWNER ST, PINOLE, CA 94564-1318
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 DOWNER ST, PINOLE, CA 94564-1318

Mortgage

Document Number	0000320188
Date	Nov 19, 2021
Instrument	2021-320188

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 11, 2021
Property Address	2541 DOWNER ST, PINOLE, CA 94564-1318
Document Number	0000171099
Map Reference	MB 199 PG 25
Instrument Date	Feb 1, 2021
Instrument	2021-171099
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2541 DOWNER ST, PINOLE, CA 94564-1318

Mortgage

Document Number	0000171100
Date	Jun 11, 2021
Instrument	2021-171100

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pinole City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$319,621 (+2%) Land $100,343 Building $219,278
2025	$5,273.00 (+6.31%) Homeowner's exemption	$313,355 (+4.04%) Land $98,376 Building $214,979
2023	$4,960.00 (+0.81%) Homeowner's exemption	$301,189 Land $94,557 Building $206,632
2022	$4,920.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Unwired.

Nearby Properties on Downer St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures