2535 E 103rd St, Kearney, NE 68847 Property Records

Buffalo County property record for 2535 E 103rd St, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 2,618 sqft · built 2003
Lot Size	6.21 acres (270,508 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Apr 2023)
Tax Bill	$6,193 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62035614020840`

Property Details

APN / Parcel Number

Primary APN	`62035614020840`
Alternative APNs	`3545-06-4-05972-001-0008` `620356140`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	2,618 sqft Total Area
1st Floor Area	1,442 sqft
Basement Area	1,410 sqft
Finished Basement	1,223 sqft
Unfinished Basement	187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	270,508 sqft (6.21 acres)
Lot Dimensions	519 ft deep x 520 ft wide
Garage Type	Mixed
Garage Area	1,920 sqft
Driveway	Concrete Driveway
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	1,018 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	62035614020840
Street Address	2535 E 103RD ST
City	KEARNEY
State	NE
Zip	68847-4282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	ANTELOPE RIDGE ESTATES LT 8 BLK 1
Legal Range	15
Legal Township	09
Legal Section	06
Legal Subdivision	ANTELOPE RIDGE ESTATES
Legal Block	1
Legal Lot Number	8
Jurisdiction	BUFFALO NE
Township / Civil Division	29
Census Block Group	1
Census Block	1105
Census Tract	969100

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2535 E 103RD ST, KEARNEY, NE 68847-4282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK OF HASTINGS
Apr 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FIVE POINTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2023 · Amount on Record
Deed Sale	Apr 7, 2023 · Amount on Record
Deed Document Number	20231457
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	2535 E 103RD ST, KEARNEY, NE 68847-4282
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201704771
Date	Aug 11, 2017
Instrument	2017-04771

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	KEARNEY, NE 68847

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 10, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	2535 E 103RD ST, KEARNEY, NE 68847-4282
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202109300
Date	Dec 22, 2021
Instrument	2021-09300

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Apr 7, 2023
Property Address	2535 E 103RD ST, KEARNEY, NE 68847-4282
Document Number	0202301457
Instrument Date	Apr 7, 2023
Instrument	2023-01457
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,338.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202301458
Date	Apr 7, 2023
Instrument	2023-01458

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,505 (+7.08%) Land $79,995 Building $530,510	$610,505 (+7.08%) Land $79,995 Building $530,510
2025	$6,193.00 (-14.01%)	$570,160 (+19.97%) Land $79,995 Building $490,165	$570,160 (+19.97%) Land $79,995 Building $490,165
2023	$7,202.00	$475,255 Land $66,025 Building $409,230	$475,255 Land $66,025 Building $409,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2008–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Great Plains Communications, Prairie Hills Wireless, Rise Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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