2545 E 103rd St, Kearney, NE 68847 Property Records

Buffalo County property record for 2545 E 103rd St, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,931 sqft · built 2003
Lot Size	3.55 acres (154,856 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,238 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`62035614520841`

Property Details

APN / Parcel Number

Primary APN	`62035614520841`
Alternative APNs	`3545-06-4-05972-001-0009` `620356145`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,931 sqft Total Area
1st Floor Area	1,931 sqft
Basement Area	1,931 sqft
Finished Basement	1,448 sqft
Unfinished Basement	483 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	154,856 sqft (3.55 acres)
Lot Dimensions	154,891 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,536 sqft
Driveway	Concrete Driveway
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	62035614520841
Street Address	2545 E 103RD ST
City	KEARNEY
State	NE
Zip	68847-4282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	ANTELOPE RIDGE ESTATES LT 9 BLK 1 EXC E 75'
Legal Range	15
Legal Township	09
Legal Section	06
Legal Subdivision	ANTELOPE RIDGE ESTATES
Legal Block	1
Legal Lot Number	9
Jurisdiction	BUFFALO NE
Township / Civil Division	29
Census Block Group	1
Census Block	1104
Census Tract	969100

Owner

Source: Buffalo County assessment roll, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2545 E 103RD ST, KEARNEY, NE 68847-4282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
May 15, 2023	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Recording Date	May 20, 2026
Property Address	2545 E 103RD ST, KEARNEY, NE 68847-4282
Document Number	0000002617
Instrument Date	May 12, 2026
Instrument	20262617
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2545 E 103RD ST, KEARNEY, NE 68847-4282

Mortgage

Document Number	0000002617,
Date	May 20, 2026
Instrument	20262617

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	2545 E 103RD ST, KEARNEY, NE 68847-4282
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301997
Date	May 15, 2023
Instrument	2023-01997

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Unified School District	Pleasanton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,245 (+7.56%) Land $54,820 Building $485,425	$540,245 (+7.56%) Land $54,820 Building $485,425
2025	$6,238.00 (+3.14%)	$502,290 (+17.02%) Land $54,820 Building $447,470	$502,290 (+17.02%) Land $54,820 Building $447,470
2023	$6,048.00	$429,220 Land $59,400 Building $369,820	$429,220 Land $59,400 Building $369,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2008–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Great Plains Communications, JAB Wireless, Prairie Hills Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

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