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2445 E 103rd St, Kearney, NE 68847 Property Records

Buffalo County property record for 2445 E 103rd St, Kearney, NE 68847 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details0.5 ba · 1,929 sqft · built 2002
Lot Size1.81 acres (78,844 sqft)
OwnerIndividual Name on File
Tax Bill$1,748 (2025)
Deeds & MortgagesOct 2023 Reverse Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN62035616520846

Property Details

APN / Parcel Number

Primary APN62035616520846
Alternative APNs
  • 3545-06-4-05972-002-0004
  • 620356165

Interior

Full Baths0.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area1,929 sqft Total Area
1st Floor Area1,929 sqft
Basement Area1,929 sqft
Finished Basement1,670 sqft
Unfinished Basement259 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area78,844 sqft (1.81 acres)
Lot Dimensions78,844 ft deep x 1 ft wide
Garage TypeMixed
Garage Area1,490 sqft
DrivewayConcrete Driveway
Parking Spaces6 Parking Spaces
PorchSlab
Porch Area30 sqft
Deck Area544 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number62035616520846
Street Address2445 E 103RD ST
CityKEARNEY
StateNE
Zip68847-2101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANTELOPE RIDGE ESTATES LT 4 BLK 2
Legal Range15
Legal Township09
Legal Section06
Legal SubdivisionANTELOPE RIDGE ESTATES
Legal Block2
Legal Lot Number4
JurisdictionBUFFALO NE
Township / Civil Division29
Census Block Group1
Census Block1104
Census Tract969100

Owner

Source: Buffalo County records · APN 62035616520846

Assessment roll updated February 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2445 E 103RD ST, KEARNEY, NE 68847-2101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2023Deed of Trust, Mortgage · Reverse Mortgage
MUTUAL OF OMAHA MORTGAGE
Nov 02, 2020Deed of Trust, Mortgage · VA Mortgage
MAGNOLIA BANK INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUFFALO NE
Property Address2445 E 103RD ST, KEARNEY, NE 68847-2101
Transaction TypeMortgage
Record UpdatedOct 25, 2023
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202304219
DateOct 02, 2023
Instrument2023-04219
Lender
NameMUTUAL OF OMAHA MORTGAGE
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term786 Months
DueApr 01, 2089
Interest
Rate TypeAdjustable Rate
Rate6.98%
AdjustableAdjustable Rate Rider
Type Change DateNov 01, 2020
Change FrequencyMonthly
Index1-Year CMT

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUFFALO NE
Property Address2445 E 103RD ST, KEARNEY, NE 68847-2101
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202007756
DateNov 02, 2020
Instrument2020-07756
Lender
NameMAGNOLIA BANK INC
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Buffalo County records · Assessment roll updated February 3, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNebraska
CountyBuffalo County
Unified School DistrictPleasanton Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$487,920 (+6.36%) Land $37,245 Building $450,675$487,920 (+6.36%) Land $37,245 Building $450,675
2025$1,748.00 (-24.78%)$458,760 (+15.24%) Land $37,245 Building $421,515$458,760 (+15.24%) Land $37,245 Building $421,515
2023$2,324.00 Homeowner's exemption$398,105 Land $42,530 Building $355,575$398,105 Land $42,530 Building $355,575

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buffalo County (31019C), updated October 24, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310199691001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2008–2019)
Most Recent ClaimMar 2019, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 7% of the US · above 12% of Nebraska
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: JAB Wireless, Great Plains Communications, Prairie Hills Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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