2534 Cold River Dr, Humble, TX 77396 Property Records

Harris County property record for 2534 Cold River Dr, Humble, TX 77396

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,893 sqft · built 2017
Lot Size0.114 acres (4,950 sqft)
Owner2 Individual Names on File
Last Sale$266,000 (Apr 2023)
Tax Bill$7,191 (2025)
Deeds & MortgagesApr 2023 Mortgage
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN137-603-005-0008

Property Details

APN / Parcel Number

Primary APN137-603-005-0008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,893 sqft Living Area
1st Floor Area1,459 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area4,950 sqft (0.114 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1376030050008
Street Address2534 COLD RIVER DR
CityHUMBLE
StateTX
Zip77396-4912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 8 BLK 5 WOODLAND PINES SEC 9
Legal SubdivisionWOODLAND PINES SEC 9
Legal Block5
Legal Lot Number8
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2024
Census Tract250102

Owner

2534 Cold River Dr is owned and occupied by two individuals who bought it in April 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address2534 COLD RIVER DR, HUMBLE, TX 77396-4912
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Vendor's Lien, Transfer · Conventional Mortgage
US BANK NA
Apr 1, 2022Deed of Trust, Mortgage · FHA Mortgage
IDAHO HOUSING & FINANCE ASSN
Oct 17, 2017Grant Deed, Subdivision Related Transfer · FHA Mortgage
CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2023 · Amount on File
Deed SaleApr 10, 2023 · Amount on File
Prior SaleOct 17, 2017 · Amount on File
Deed Document Number2023122764
Prior Transfer DateOct 13, 2017
Prior Transfer Doc0000454487
Record UpdatedOct 29, 2026

April 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateApr 10, 2023
Property Address2534 COLD RIVER DR, HUMBLE, TX 77396-4912
Document Number0000122764
Map ReferenceMF 677680
Instrument DateApr 6, 2023
Instrument2023-122764
Transaction TypeTransfer
Record UpdatedApr 18, 2023
Title CompanyAMERICA TITLE, AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2534 COLD RIVER DR, HUMBLE, TX 77396-4912

Mortgage

Document Number0000122765
DateApr 10, 2023
Instrument2023-122765
Lender
NameUS BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address2534 COLD RIVER DR, HUMBLE, TX 77396-4912
Transaction TypeMortgage
Record UpdatedApr 12, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2534 COLD RIVER DR, HUMBLE, TX 77396-4912

Mortgage

Document Number0000173228
DateApr 1, 2022
Instrument2022-173228
Lender
NameIDAHO HOUSING & FINANCE ASSN
TypeGovernment Agency
AddressBOISE, ID 83702
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term307 Months
DueNov 1, 2047

October 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHARRIS TX
Recording DateOct 17, 2017
Property Address2534 COLD RIVER DR, HUMBLE, TX 77396-4912
Document Number0000454487
Instrument DateOct 13, 2017
Instrument454487
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 20, 2018
Title CompanyPLATINUM TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2534 COLD RIVER DR HUMBLE TX 773964912, HUMBLE, TX 77396-4912

Mortgage

Document Number454488
DateOct 17, 2017
Instrument454488
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 16, 2047

Mortgage

Document Number454489,
DateOct 17, 2017
Instrument454489
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
AddressAUSTIN, TX 78711-3941
Agreement
AmountAmount on Record
Term360 Months
DueOct 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2534 Cold River Dr was $7,191 with a homeowner's exemption, up 200.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictHumble Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$348,920 (-3.46%) Land $53,955 Building $294,965$348,920 (-3.46%) Land $53,955 Building $294,965
2025$7,191.00 (+200.63%) Homeowner's exemption$361,417 Land $53,955 Building $307,462$361,417 Land $53,955 Building $307,462
2024$2,392.00
2023$393,921 Land $32,373 Building $361,548$393,921 Land $32,373 Building $361,548
2022$2,925.00
2020$1,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2534 Cold River Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 47 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims3 (2017–2019)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2019 · Tropical Storm Imelda
Claims by Event
  • Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2534 Cold River Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 278
serves 10,584 people · EPA ID TX1012835
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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