Harris County property record for 2523 Cold River Dr, Humble, TX 77396
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,843 sqft · built 2017 |
| Lot Size | 0.122 acres (5,332 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $262,802 (Nov 2023) |
| Tax Bill | $4,925 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage May 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 137-603-002-0015 |
| Primary APN | 137-603-002-0015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,843 sqft Living Area |
| 1st Floor Area | 1,843 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,332 sqft (0.122 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 119 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1376030020015 |
|---|---|
| Street Address | 2523 COLD RIVER DR |
| City | HUMBLE |
| State | TX |
| Zip | 77396-4913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 15 BLK 2 WOODLAND PINES SEC 9 |
| Legal Subdivision | WOODLAND PINES SEC 9 |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 250102 |
Source: Harris County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2523 COLD RIVER DR, HUMBLE, TX 77396-4913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2023 | Vendor's Lien, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC |
| May 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 31, 2020 | Loan Modification, Mortgage PENNYMAC |
| Jan 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Sep 15, 2017 | Grant Deed, Subdivision Related Transfer · FHA Mortgage BENCHMARK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2023 · Amount on Record |
| Deed Sale | Nov 13, 2023 · Amount on Record |
| Prior Sale | Sep 15, 2017 · Amount on Record |
| Deed Document Number | 2023432722 |
| Prior Transfer Date | Sep 14, 2017 |
| Prior Transfer Doc | 20170407176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Nov 13, 2023 |
| Property Address | 2523 COLD RIVER DR, HUMBLE, TX 77396-4913 |
| Document Number | 0000432722 |
| Map Reference | MF 677680 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 2023-432722 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Title Company | NOT AVAILABLE, MARQUE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1203 KINDER SKY LN, ROSHARON, TX 77583-5544 |
| Name | Verified Name |
|---|---|
| Address | 2523 COLD RIVER DR, HUMBLE, TX 77396-4913 |
| Document Number | 0000432795 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 2023-432795 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2523 COLD RIVER DR, HUMBLE, TX 77396-4913 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2523 COLD RIVER DR, HUMBLE, TX 77396-4913 |
| Document Number | 0000168964 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 2023-168964 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 1, 2063 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2523 COLD RIVER DR, HUMBLE, TX 77396-4913 |
| Document Number | 0000120722 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2523 COLD RIVER DR HUMBLE TX 773964913, HUMBLE, TX 77396-4913 |
| Document Number | 0000120722 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 120722 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 16, 2050 |
| Rate | 3.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2523 COLD RIVER DR, HUMBLE, TX 77396-4913 |
| Document Number | 0000117993 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2523 COLD RIVER DR HUMBLE TX 773964913, HUMBLE, TX 77396-4913 |
| Document Number | 0000117993 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 117993 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 15, 2017 |
| Property Address | 2523 COLD RIVER DR, HUMBLE, TX 77396-4913 |
| Document Number | 0000407176 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 407176 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 1, 2020 |
| Title Company | PLATINUM TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9702 N SAM HOUSTON PKWY E #333 HUMBLE TX 773964533, 333, HUMBLE, TX 77396-4533 |
| Document Number | 407177 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | 407177 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2047 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Humble Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,954 (-3.26%) Land $53,853 Building $205,101 | $258,954 (-3.26%) Land $53,853 Building $205,101 | |
| 2025 | $4,925.00 (+177.31%) Homeowner's exemption | $267,687 (-5.67%) Land $53,853 Building $213,834 | $267,687 (-5.67%) Land $53,853 Building $213,834 |
| 2024 | $1,776.00 (+14.8%) | ||
| 2023 | $283,782 Land $32,312 Building $251,470 | $283,782 Land $32,312 Building $251,470 | |
| 2022 | $1,547.00 (+21.33%) | ||
| 2020 | $1,275.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 3 (2017–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2019 · Tropical Storm Imelda |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 278 serves 10,584 people · EPA ID TX1012835 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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