2538 Cold River Dr, Humble, TX 77396 Property Records

Harris County property record for 2538 Cold River Dr, Humble, TX 77396

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2017
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on File
Last Sale	$138,800 (Aug 2017)
Tax Bill	$1,207 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137-603-005-0009`

Property Details

APN / Parcel Number

Primary APN	`137-603-005-0009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	4,950 sqft (0.114 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1376030050009
Street Address	2538 COLD RIVER DR
City	HUMBLE
State	TX
Zip	77396-4912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 BLK 5 WOODLAND PINES SEC 9
Legal Subdivision	WOODLAND PINES SEC 9
Legal Block	5
Legal Lot Number	9
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2024
Census Tract	250102

Owner

2538 Cold River Dr is owned and occupied by an individual who bought it in August 2017.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2538 COLD RIVER DR, HUMBLE, TX 77396-4912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Deed Document Number	2017352657
Prior Transfer Date	Aug 4, 2017
Prior Transfer Doc	20170352657
Record Updated	Oct 29, 2026

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 7, 2017
Property Address	2538 COLD RIVER DR, HUMBLE, TX 77396-4912
Document Number	0000352657
Instrument Date	Aug 4, 2017
Instrument	352657
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2018
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2538 COLD RIVER DR HUMBLE TX 773964912, HUMBLE, TX 77396-4912

Mortgage

Document Number	352658
Date	Aug 7, 2017
Instrument	352658

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2538 Cold River Dr was $1,207 with a homeowner's exemption, up 394.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,805 (-1.92%) Land $53,955 Building $175,850	$229,805 (-1.92%) Land $53,955 Building $175,850
2025	$1,207.00 (+394.67%) Homeowner's exemption	$234,299 Land $53,955 Building $180,344	$234,299 Land $53,955 Building $180,344
2024	$244.00
2023		$247,998 Land $32,373 Building $215,625	$247,998 Land $32,373 Building $215,625
2022	$226.00
2020	$174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2538 Cold River Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	3 (2017–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2019 · Tropical Storm Imelda
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2538 Cold River Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 278 serves 10,584 people · EPA ID TX1012835
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20