253 S Channing St, Elgin, IL 60120 Property Records

Kane County property record for 253 S Channing St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,559 sqft · built 1924
Lot Size	0.83 acres (3,624 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Nov 2021)
Tax Bill	$9,285 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-13-453-001`

Property Details

APN / Parcel Number

Primary APN	`06-13-453-001`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,559 sqft Living Area
Gross Area	3,917 sqft
Basement Area	1,358 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	3,624 sqft (0.83 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	253 S CHANNING ST
City	ELGIN
State	IL
Zip	60120-6673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME ADDN NORTHERLY 2 FT WESTERLY 72 FT OF LOT 2 & EXCEPT APPROX EAST 36 FT OF LOT 1 BLOCK 2
Legal Subdivision	HOME ADDN
Legal Block	2
Legal Lot Number	2,1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2012
Census Tract	851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1071 FULTON DR, STREAMWOOD, IL 60107-2841
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 15, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/ELMHURST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Apr 27, 2011 · Amount on Record
Deed Document Number	202188523
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 24, 2021
Property Address	253 S CHANNING ST, ELGIN, IL 60120-6673
Document Number	0000088523
Instrument Date	Oct 4, 2021
Instrument	2021K088523
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088524
Date	Nov 24, 2021
Instrument	2021K088524

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	253 S CHANNING ST, ELGIN, IL 60120-6673
Document Number	0000002852
Instrument Date	Jan 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1879 N NELTNOR BLVD #117 WEST CHICAGO IL 601855932, 117, WEST CHICAGO, IL 60185-5932

Mortgage

Document Number	0000002852
Date	Jan 18, 2018
Instrument	2852

Lender

Name	COMMUNITY BK/ELMHURST
Type	Bank
Address	330 W BUTTERFIELD RD, ELMHURST, IL 60126-5009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 17, 2023

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,285.00 (+25.83%)	$121,712 (+8.57%) Land $16,668 Building $105,044	$365,282 (+8.57%) Land $50,024 Building $315,258
2024		$112,104 (+31.73%) Land $15,352 Building $96,752	$336,447 (+31.78%) Land $46,074 Building $290,372
2022	$7,379.00 (+3.96%)	$85,101 (+6.96%) Land $12,646 Building $72,455	$255,303 (+6.96%) Land $37,938 Building $217,365
2021	$7,098.00	$79,563 Land $11,823 Building $67,740	$238,689 Land $35,469 Building $203,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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