201 S Channing St, Elgin, IL 60120 Property Records

Kane County property record for 201 S Channing St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,672 sqft · built 1890
Lot Size	0.102 acres (4,455 sqft)
Owner	Company Name on File
Last Sale	$187,000 (Dec 2018)
Tax Bill	$7,362 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Dec 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-13-451-001`

Property Details

APN / Parcel Number

Primary APN	`06-13-451-001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,672 sqft Living Area
Gross Area	4,184 sqft
Basement Area	1,512 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Lot Area	4,455 sqft (0.102 acres)

Location & Zoning

Street Address	201 S CHANNING ST
City	ELGIN
State	IL
Zip	60120-6618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME ADDN NORTH 45 FT OF LOT 1 & NORTH 45 FT WEST 1/2 OF LOT 2 BLOCK 1
Legal Subdivision	HOME ADDN
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2007
Census Tract	851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

201 S Channing St is owned by a company that bought it in December 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	Company Name on File
Mailing Address	823 HASTINGS ST, ELGIN, IL 60120-8220
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit FIRST ST BK
Dec 17, 2018	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on File
Deed Sale	Dec 17, 2018 · Amount on File
Prior Sale	May 13, 2013 · Amount on File
Deed Document Number	201860286
Prior Transfer Date	Aug 24, 2002
Prior Transfer Doc	0000108100
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	201 S CHANNING ST, ELGIN, IL 60120-6618
Document Number	0000062329
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	823 HASTINGS ST ELGIN IL 601208220, ELGIN, IL 60120-8220

Mortgage

Document Number	0000062329
Date	Dec 24, 2019
Instrument	62329

Lender

Name	FIRST ST BK
Type	Bank
Address	SAINT CHARLES, IL 60175-1501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 23, 2039

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 17, 2018
Property Address	201 S CHANNING ST, ELGIN, IL 60120-6618
Document Number	0000060286
Instrument Date	Nov 27, 2018
Instrument	2018K060286
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount on Record
Tax	$187.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 HASTINGS ST, ELGIN, IL 60120-8220

Mortgage

Document Number	0000060288
Date	Dec 17, 2018
Instrument	2018K060288

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Nov 27, 2038

Mortgage

Document Number	0000060287
Date	Dec 17, 2018
Instrument	2018K060287

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SAINT CHARLES, IL 60175

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Nov 27, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 201 S Channing St was $7,362.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,362.00	$96,507 (+8.57%) Land $12,870 Building $83,637	$289,637 (+8.57%) Land $38,625 Building $251,011
2024		$88,889 Land $11,854 Building $77,035	$266,774 Land $35,576 Building $231,197
2022	$5,849.00 (+3.96%)	$67,455 (+6.96%) Land $9,765 Building $57,690	$202,365 (+6.96%) Land $29,295 Building $173,070
2021	$5,626.00	$63,066 Land $9,130 Building $53,936	$189,198 Land $27,390 Building $161,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 201 S Channing St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 201 S Channing St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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