253 Caddy Rd, Rotonda West, FL 33947 Property Records

Charlotte County property record for 253 Caddy Rd, Rotonda West, FL 33947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,699 sqft · built 1972
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Company Names on Record
Last Sale	$232,000 (Aug 2020)
Tax Bill	$2,634 (2025)
Deeds & Mortgages	Feb 2026 Transfer Apr 2021 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`412022409008`

Property Details

APN / Parcel Number

Primary APN	`412022409008`
Alternative APNs	`00968680370001` `10004654096`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,699 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	1,699 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	338 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	416 sqft
Porch	Slab
Porch Area	471 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00968680370001
Street Address	253 CADDY RD
City	ROTONDA WEST
State	FL
Zip	33947-2253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	ROTONDA WEST OAKLAND HILLS LT 370 383/821 682/680 1130/861 1181/1515 3824/324 DC3877/561-MTM AFF3963/1542 3963/1547 4617/17
Legal Range	20E
Legal Township	41S
Legal Section	22
Legal Subdivision	ROTONDA WEST OAKLAND HILLS
Legal Tract	ROH
Legal Lot Number	370
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2008
Census Tract	30505

Owner

Source: Charlotte County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	253 CADDY RD, ROTONDA WEST, FL 33947-2253
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit THE CANANDAIGUA NATIONAL BANK & TRUST CO
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Apr 20, 2015 · Amount on Record
Deed Document Number	20202841624
Deed Book / Page	4617 / 17
Prior Transfer Date	Nov 21, 2013
Prior Transfer Doc	0038240324
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 27, 2026
Property Address	253 CADDY RD, ROTONDA WEST, FL 33947-2253
Document Number	0003618262
Map Reference	MB 8 PG 15
Instrument Date	Feb 23, 2026
Instrument	3618262
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	253 CADDY RD, ROTONDA WEST, FL 33947-2253

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	253 CADDY RD, ROTONDA WEST, FL 33947-2253

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	253 CADDY RD, ROTONDA WEST, FL 33947-2253
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 CADDY RD, ROTONDA WEST, FL 33947-2253

Mortgage

Document Number	0047521500
Date	Apr 22, 2021
Book Page	4752/1500
Instrument	2934976

Lender

Name	THE CANANDAIGUA NATIONAL BANK & TRUST CO
Type	Bank
Address	CANANDAIGUA, NY 14424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	253 CADDY RD, ROTONDA WEST, FL 33947-2253
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 CADDY RD, ROTONDA WEST, FL 33947-2253

Mortgage

Document Number	0047940019
Date	Jun 28, 2021
Book Page	4794/19
Instrument	2964787

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 17, 2020
Property Address	253 CADDY RD, ROTONDA WEST, FL 33947-2253
Document Number	0046170017
Book / Page	4617 / 17
Map Reference	MB 8 PG 15
Instrument Date	Aug 17, 2020
Instrument	2841624
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9473 S M 129, 9473, SAULT SAINTE MARIE, MI 49783-8951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 VOSBURG RD, WEBSTER, NY 14580-1041

Mortgage

Document Number	0000461721
Date	Aug 17, 2020
Instrument	4617/21

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,634.00 (-25.87%) Homeowner's exemption	$212,517 (+7.79%)	$272,861 (+27.6%) Land $29,750 Building $243,111
2024	$3,553.00 (+1.02%)
2023	$3,517.00 (+0.74%) Homeowner's exemption	$197,159 (+0.19%)	$213,839 (-19.61%) Land $45,001 Building $168,838
2022	$3,491.00 Homeowner's exemption	$196,791	$266,000 Land $28,901 Building $237,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 322 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	466 units insured incl. 144 condo units
Nearby Flood Claims	114 (2022–2023)
Most Recent Claim	Sep 2023
Claims by Event	Hurricane Ian, Oct 2022 · 59 claims Hurricane Ian, Sep 2022 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink Fiber	1,000 / 1,000

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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