Hamilton County property record for 2528 Sutton Ave, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,726 sqft · built 1994 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $570,000 (Jul 2022) |
| Tax Bill | $7,015 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-04-001-073.000-018 |
| Primary APN | 29-13-04-001-073.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,726 sqft Living Area |
| 1st Floor Area | 1,383 sqft |
| 2nd Floor Area | 948 sqft |
| Attic | Attic |
| Attic Area | 989 sqft |
| Basement Area | 1,130 sqft |
| Finished Basement | 900 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 214 ft deep x 118 ft wide |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1713040001073000 |
|---|---|
| Old Parcel Number | 291304001073000034 |
| Street Address | 2528 SUTTON AVE |
| City | CARMEL |
| State | IN |
| Zip | 46032-8684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .55, SECTION 4, TOWNSHIP 17, RANGE 3, SUTTON PLACE, SECTION 1, LOT 73 |
| Legal Range | 03 |
| Legal Township | 17 |
| Legal Section | 04 |
| Legal Subdivision | SUTTON PLACE |
| Legal Block | 1 |
| Legal Lot Number | 73 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 111009 |
Source: Hamilton County records · APN 29-13-04-001-073.000-018
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2528 SUTTON AVE, CARMEL, IN 46032-8684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Jun 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on Record |
| Deed Sale | Jul 29, 2022 · Amount on Record |
| Prior Sale | Jun 14, 2021 · Amount on Record |
| Deed Document Number | 2022037640 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 29, 2022 |
| Property Address | 2528 SUTTON AVE, CARMEL, IN 46032-8684 |
| Document Number | 0000037640 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 2022037640 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 2528 SUTTON AVE, CARMEL, IN 46032-8684 |
| Document Number | 0000037641 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022037641 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 14, 2021 |
| Property Address | 2528 SUTTON AVE, CARMEL, IN 46032-8684 |
| Document Number | 0000043848 |
| Map Reference | CAB 1 SL 167 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021043848 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000043849 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021043849 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PENDLETON, IN 46064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $710,900 (+32.63%) Land $147,100 Building $563,800 | $710,900 (+32.63%) Land $147,100 Building $563,800 | |
| 2024 | $7,015.00 (+17.25%) | ||
| 2023 | $5,983.00 (+33.79%) | $536,000 (+29.03%) Land $147,100 Building $388,900 | $536,000 (+29.03%) Land $147,100 Building $388,900 |
| 2022 | $4,472.00 | $415,400 Land $102,600 Building $312,800 | $415,400 Land $102,600 Building $312,800 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 114 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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