2504 Sutton Ave, Carmel, IN 46032 Property Records

Hamilton County property record for 2504 Sutton Ave, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,991 sqft · built 1996
Lot Size	0.6 acres (26,136 sqft)
Owner	Company Name on Record
Tax Bill	$5,815 (2024)
Deeds & Mortgages	Jan 2026 Transfer Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-04-001-071.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-04-001-071.000-018`
Alternative APNs	`291304001071000034` `1713040001071000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,991 sqft Living Area
1st Floor Area	1,766 sqft
2nd Floor Area	1,225 sqft
Basement Area	1,375 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	173 ft deep x 58 ft wide
Garage Type	Mixed
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713040001071000
Old Parcel Number	291304001071000034
Street Address	2504 SUTTON AVE
City	CARMEL
State	IN
Zip	46032-8684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .60, SECTION 4, TOWNSHIP 17, RANGE 3, SUTTON PLACE, SECTION 1, LOT 71
Legal Range	03
Legal Township	17
Legal Section	04
Legal Subdivision	SUTTON PLACE SEC 1
Legal Block	1
Legal Lot Number	71
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2012
Census Tract	111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	2504 SUTTON AVE, CARMEL, IN 46032-8684
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Intrafamily Transfer, Transfer
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Jun 16, 2021	Deed of Trust, Mortgage · ARM QUICKEN LOANS LLC
Jun 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jun 15, 2017
Last Transfer Date	Jan 28, 2026
Transfer Doc	0000003640
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Jan 28, 2026
Property Address	2504 SUTTON AVE, CARMEL, IN 46032-8684
Document Number	0000003640
Map Reference	MB 1 PG 167
Instrument Date	Jan 23, 2026
Instrument	2026003640
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2504 SUTTON AVE, CARMEL, IN 46032-8684

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2504 SUTTON AVE, CARMEL, IN 46032-8684
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015936
Date	Mar 28, 2022
Instrument	2022015936

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2504 SUTTON AVE, CARMEL, IN 46032-8684
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021044452
Date	Jun 16, 2021
Instrument	2021044452

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 15, 2017
Property Address	2504 SUTTON AVE, CARMEL, IN 46032-8684
Document Number	0000027750
Instrument Date	Jun 12, 2017
Instrument	27750
Transaction Type	Transfer
Record Updated	Jul 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2504 SUTTON AVE CARMEL IN 460328684, CARMEL, IN 46032-8684

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$574,400 (+11.79%) Land $150,000 Building $424,400	$574,400 (+11.79%) Land $150,000 Building $424,400
2024	$5,815.00 (+25.92%)	$513,800 (+19.54%) Land $150,000 Building $363,800	$513,800 (+19.54%) Land $150,000 Building $363,800
2023	$4,618.00 (-4.88%) Homeowner's exemption	$429,800 (+0.87%) Land $150,000 Building $279,800	$429,800 (+0.87%) Land $150,000 Building $279,800
2022	$4,855.00 Homeowner's exemption	$426,100 Land $104,700 Building $321,400	$426,100 Land $104,700 Building $321,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Sutton Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures