2542 Sutton Ave, Carmel, IN 46032 Property Records

Hamilton County property record for 2542 Sutton Ave, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,606 sqft · built 1993
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on Record
Tax Bill	$6,254 (2024)
Deeds & Mortgages	Jan 2019 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-04-001-075.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-04-001-075.000-018`
Alternative APNs	`291304001075000034` `1713040001075000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,606 sqft Living Area
1st Floor Area	2,481 sqft
Basement Area	1,887 sqft
Finished Basement	1,125 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	24,829 sqft (0.569 acres)
Lot Dimensions	237 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713040001075000
Old Parcel Number	291304001075000034
Street Address	2542 SUTTON AVE
City	CARMEL
State	IN
Zip	46032-8684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .57, SECTION 4, TOWNSHIP 17, RANGE 3, SUTTON PLACE, SECTION 1, LOT 75
Legal Range	03
Legal Township	17
Legal Section	04
Legal Subdivision	SUTTON PLACE SEC 1
Legal Block	1
Legal Lot Number	75
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2012
Census Tract	111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2542 SUTTON AVE, CARMEL, IN 46032-8684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 22, 2019	Deed of Trust, Mortgage · Line of Credit FORUM CU
May 1, 2017	Deed of Trust, Mortgage · Line of Credit FORUM CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2009
Deed Sale	Dec 9, 2009
Deed Document Number	2009070611
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2542 SUTTON AVE, CARMEL, IN 46032-8684
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001179
Date	Jan 11, 2019
Instrument	2019001179

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2542 SUTTON AVE, CARMEL, IN 46032-8684
Document Number	0000056117
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2542 SUTTON AVE CARMEL IN 460328684, CARMEL, IN 46032-8684

Mortgage

Document Number	0000056117
Date	Nov 7, 2019
Instrument	56117

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 6, 2034

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2542 SUTTON AVE, CARMEL, IN 46032-8684
Document Number	0000019813
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2542 SUTTON AVE CARMEL IN 460328684, CARMEL, IN 46032-8684

Mortgage

Document Number	0000019813
Date	May 5, 2017
Instrument	19813

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 4, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$609,400 (+10.78%) Land $148,300 Building $461,100	$609,400 (+10.78%) Land $148,300 Building $461,100
2024	$6,254.00 (+15.75%)	$550,100 (+16.42%) Land $148,300 Building $401,800	$550,100 (+16.42%) Land $148,300 Building $401,800
2023	$5,403.00 (+12.99%) Homeowner's exemption	$472,500 (+12.39%) Land $148,300 Building $324,200	$472,500 (+12.39%) Land $148,300 Building $324,200
2022	$4,782.00 Homeowner's exemption	$420,400 Land $103,400 Building $317,000	$420,400 Land $103,400 Building $317,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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