2528 Abacus Ct, Lake Mary, FL 32746 Property Records

Seminole County property record for 2528 Abacus Ct, Lake Mary, FL 32746

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,435 sqft · built 2001
Lot Size	0.139 acres (6,068 sqft)
Owner	Individual Name on File
Last Sale	$406,000 (Oct 2022)
Tax Bill	$4,192 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-30-524-0000-2730`

Property Details

APN / Parcel Number

Primary APN	`03-20-30-524-0000-2730`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,435 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,068 sqft
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	25 sqft
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2528 ABACUS CT
City	LAKE MARY
State	FL
Zip	32746-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 273 CHASE GROVES UNIT 3 PB 57 PGS 48 & 49
Legal Range	30E
Legal Township	20S
Legal Section	03
Legal Subdivision	CHASE GROVES
Legal Tract	524
Legal Lot Number	273
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1010
Census Tract	20806

Owner

2528 Abacus Ct is owned and occupied by an individual who bought it in October 2022.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2528 ABACUS CT, LAKE MARY, FL 32746-1805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022 · Amount on File
Deed Sale	Oct 27, 2022 · Amount on File
Prior Sale	Jun 22, 2001 · Amount on File
Deed Document Number	2022119361
Deed Book / Page	10338 / 1203
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 27, 2022
Property Address	2528 ABACUS CT, LAKE MARY, FL 32746-1805
Document Number	0103381203
Book / Page	10338 / 1203
Map Reference	MB 57 PG 48&49
Instrument Date	Oct 21, 2022
Instrument	2022119361
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,842.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 ABACUS CT, LAKE MARY, FL 32746-1805

Mortgage

Document Number	0103381205
Date	Oct 27, 2022
Instrument	10338/1205

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2528 ABACUS CT, LAKE MARY, FL 32746-1805
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 ABACUS CT, LAKE MARY, FL 32746-1805

Mortgage

Document Number	0099761698
Date	Jul 1, 2021
Book Page	9976/1698
Instrument	2021088028

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2528 Abacus Ct was $4,192 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,192.00 Homeowner's exemption	$346,863	$346,863 Land $85,000 Building $261,863
2023	$4,325.00 (+187.18%) Homeowner's exemption	$338,143 (+168.3%)	$338,143 (+12.8%) Land $85,000 Building $253,143
2022	$1,506.00 Homeowner's exemption	$126,033	$299,784 Land $70,000 Building $229,784

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2528 Abacus Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2008–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2528 Abacus Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHASE GROVES(CONSEC.) private · serves 4,052 people · EPA ID FL3594214
Water Source	Purchased groundwater from SANFORD, CITY OF (2 WPS)
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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