2527 Mill Race Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2527 Mill Race Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 4,366 sqft · built 2007
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Mar 2025)
Tax Bill	$11,425 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-259036`

Property Details

APN / Parcel Number

Primary APN	`02-259036`
Alternative APN	`259036`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,366 sqft Living Area
Gross Area	4,796 sqft
1st Floor Area	2,110 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft
Deck Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	259036
Street Address	2527 MILL RACE RD
City	FREDERICK
State	MD
Zip	21701-6812
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 163 SECTION 7C PLAT 16-6100 SQ. FT. MILL ISLAND-WORMANS MILL
Legal Subdivision	MILL ISLAND/WORMANS MILL SEC
Legal Lot Number	163
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1007
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1125 SUNSET DR, QUINCY, CA 95971-9111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025 · Amount on Record
Deed Sale	Mar 10, 2025 · Amount on Record
Prior Sale	Jun 28, 2007 · Amount on Record
Deed Book / Page	17250 / 352
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2527 MILL RACE RD, FREDERICK, MD 21701-6812
Transaction Type	Mortgage
Record Updated	Feb 3, 2023
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2527 MILL RACE RD, FREDERICK, MD 21701-6812

Mortgage

Document Number	0163050159
Date	Jan 23, 2023
Book Page	16305/159

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2527 MILL RACE RD, FREDERICK, MD 21701-6812
Document Number	0122990504
Instrument Date	Feb 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 8, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2527 MILL RACE RD FREDERICK MD 217016812, FREDERICK, MD 21701-6812

Mortgage

Document Number	0122990504
Date	Mar 1, 2018
Book Page	012299/000504

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$658,167 (+24.55%)	$732,300 (+17.9%) Land $140,000 Building $592,300
2025	$11,425.00 (+24.02%)
2023	$9,212.00 Homeowner's exemption	$528,433	$621,100 Land $90,000 Building $531,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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