2522 Mill Race Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2522 Mill Race Rd, Frederick, MD 21701 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details4.5 ba · 3,024 sqft · built 2010
Lot Size0.059 acres (2,576 sqft)
Owner2 Individual Names on File
Last Sale$374,846 (Aug 2010)
Tax Bill$7,972 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-259257

Property Details

APN / Parcel Number

Primary APN02-259257
Alternative APN
  • 259257

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,024 sqft Living Area
1st Floor Area1,087 sqft
Basement Area850 sqft
Finished Basement850 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,576 sqft (0.059 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Balcony Area428 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number259257
Street Address2522 MILL RACE RD
CityFREDERICK
StateMD
Zip21701-6821
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 137 SECTION 7C PLAT 16-2576 SQ. FT. MILL ISLAND-WORMANS MILL
Legal SubdivisionMILL ISLAND & WORMANS MILL
Legal Lot Number137
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1014
Census Tract750802

Owner

Source: Frederick County records · APN 02-259257

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2522 MILL RACE RD, FREDERICK, MD 21701-6821
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2010 · Amount on Record
Deed SaleAug 09, 2010 · Amount on Record
Deed Document Number20103846
Deed Book / Page7930 / 271
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2522 MILL RACE RD, FREDERICK, MD 21701-6821
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0135440388
DateFeb 24, 2020
Book Page13544/0388
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$517,767 (+25.49%)$556,500 (+11.66%) Land $130,000 Building $426,500
2025$7,972.00 (+12.49%)
2023$7,087.00 Homeowner's exemption$412,600$498,400 Land $90,000 Building $408,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217508021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 598 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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