2523 Mill Race Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2523 Mill Race Rd, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,873 sqft · built 2007
Lot Size0.086 acres (3,763 sqft)
OwnerCompany Name on File
Last Sale$700,000 (Nov 2024)
Tax Bill$9,269 (2025)
Deeds & MortgagesOct 2017 Mortgage
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN02-259192

Property Details

APN / Parcel Number

Primary APN02-259192
Alternative APN
  • 259192

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,873 sqft Living Area
Gross Area3,293 sqft
1st Floor Area1,847 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,763 sqft (0.086 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area166 sqft
Deck Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number259192
Street Address2523 MILL RACE RD
CityFREDERICK
StateMD
Zip21701-6812
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePND
Legal DescriptionLOT 131 SECTION 7C PLAT 16-3763 SQ. FT. MILL ISLAND-WORMANS MILL
Legal SubdivisionMILL ISLAND/WORMANS MILL SEC
Legal Lot Number131
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1007
Census Tract750802

Owner

Source: Frederick County records · APN 02-259192

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2523 MILL RACE RD, FREDERICK, MD 21701-6812
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2017Deed of Trust, Mortgage · Commercial Mortgage
FREDERICK COUNTY BANK
Sep 25, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 04, 2024 · Amount on Record
Deed SaleNov 04, 2024 · Amount on Record
Prior SaleJul 25, 2012 · Amount on Record
Last Transfer DateNov 27, 2024
Transfer Doc0171490372
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2523 MILL RACE RD, FREDERICK, MD 21701-6812
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0120880001
DateOct 18, 2017
Book Page12088/0001
Instrument12088-0001
Lender
NameFREDERICK COUNTY BANK
TypeBank
AddressFREDERICK, MD 21702
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateSep 25, 2018
Property Address2523 MILL RACE RD, FREDERICK, MD 21701-6812
Document Number0126350418
Book / Page012635 / 000418
Instrument DateSep 12, 2018
Transaction TypeTransfer
Record UpdatedOct 04, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2523 MILL RACE RD FREDERICK MD 217016812, FREDERICK, MD 21701-6812

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,269.00 (+6.61%)$503,000 (+15.33%) Land $90,000 Building $413,000$503,000 (-) Land $90,000 Building $413,000
2024$8,694.00 (+9.66%)
2023$7,928.00$436,133$503,000 Land $90,000 Building $413,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Based on FCC filings for 598 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF FREDERICK
serves 54,000 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Mill Race Rd

Nearby Streets

Search Property Records by Address or Parcel Number