2523 Edgewater Dr, Elgin, IL 60124 Property Records

Kane County property record for 2523 Edgewater Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,035 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Feb 2022)
Tax Bill	$9,583 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-232-014`

Property Details

APN / Parcel Number

Primary APN	`06-29-232-014`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,035 sqft Living Area
1st Floor Area	2,035 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2523 EDGEWATER DR
City	ELGIN
State	IL
Zip	60124-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE I LT 217
Legal Subdivision	EDGEWATER SUB
Legal Phase	1
Legal Block	1
Legal Lot Number	217
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2523 EDGEWATER DR, ELGIN, IL 60124-4334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Line of Credit CORPORATE AMERICA FAMILY CU
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit CORPORATE AMERICA FAMILY CREDIT UNION
Feb 17, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2022 · Amount on Record
Deed Sale	Feb 17, 2022 · Amount on Record
Prior Sale	Jun 26, 2012 · Amount on Record
Deed Document Number	20229687
Prior Transfer Date	Dec 10, 2013
Prior Transfer Doc	0000001593
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2523 EDGEWATER DR, ELGIN, IL 60124-4334
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003471
Date	Feb 2, 2024
Instrument	2024K003471

Lender

Name	CORPORATE AMERICA FAMILY CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2523 EDGEWATER DR, ELGIN, IL 60124-4334
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039278
Date	Nov 8, 2023
Instrument	2023K039278

Lender

Name	CORPORATE AMERICA FAMILY CREDIT UNION
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 7, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Feb 17, 2022
Property Address	2523 EDGEWATER DR, ELGIN, IL 60124-4334
Document Number	0000009687
Map Reference	DOC 2006K028183
Instrument Date	Dec 10, 2013
Instrument	2022K009687
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2523 EDGEWATER DR, ELGIN, IL 60124-4334

Mortgage

Document Number	0000009688
Date	Feb 17, 2022
Instrument	2022K009688

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,583.00 (+14.59%) Homeowner's exemption Senior Citizen's exemption	$141,624 (+8.57%) Land $36,571 Building $105,053	$425,042 (+8.57%) Land $109,757 Building $315,285
2024		$130,445 (+21.39%) Land $33,684 Building $96,761	$391,492 (+21.44%) Land $101,092 Building $290,399
2022	$8,363.00 (+4.79%) Homeowner's exemption	$107,456 (+6.96%) Land $27,748 Building $79,708	$322,368 (+6.96%) Land $83,244 Building $239,124
2021	$7,981.00 Homeowner's exemption	$100,463 Land $25,942 Building $74,521	$301,389 Land $77,826 Building $223,563

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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