2520 Edgewater Dr, Elgin, IL 60124 Property Records

Kane County property record for 2520 Edgewater Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,035 sqft · built 2005
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Mar 2018)
Tax Bill	$9,624 (2025)
Deeds & Mortgages	Mar 2018 Foreclosure Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-29-228-030`

Property Details

APN / Parcel Number

Primary APN	`06-29-228-030`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,035 sqft Living Area
1st Floor Area	2,035 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2520 EDGEWATER DR
City	ELGIN
State	IL
Zip	60124-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE I LT 239
Legal Subdivision	EDGEWATER SUB
Legal Phase	1
Legal Block	1
Legal Lot Number	239
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1026
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2520 EDGEWATER DR, ELGIN, IL 60124-4334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage FIRST POINT FCU
Dec 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2018 · Amount on Record
Deed Sale	Mar 12, 2018 · Amount on Record
Prior Sale	Aug 1, 2012 · Amount on Record
Deed Document Number	201811421
Prior Transfer Date	Feb 23, 2018
Prior Transfer Doc	0000011421
Record Updated	Oct 29, 2026

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Mar 12, 2018
Property Address	2520 EDGEWATER DR, ELGIN, IL 60124-4334
Document Number	0000011421
Map Reference	DOC2005K029594
Instrument Date	Feb 23, 2018
Instrument	2018K011421
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2520 EDGEWATER DR, ELGIN, IL 60124-4334

Mortgage

Document Number	0000011422
Date	Mar 12, 2018
Instrument	2018K011422

Lender

Name	FIRST POINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 12, 2017
Property Address	2520 EDGEWATER DR, ELGIN, IL 60124-4334
Document Number	0000064563
Instrument Date	Nov 28, 2017
Instrument	64563
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2520 EDGEWATER DR ELGIN IL 601244334, ELGIN, IL 60124-4334

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,624.00 (+17.45%) Homeowner's exemption Senior Citizen's exemption	$142,153 (+8.57%) Land $36,571 Building $105,582	$426,630 (+8.57%) Land $109,757 Building $316,873
2024		$130,932 (+21.39%) Land $33,684 Building $97,248	$392,953 (+21.44%) Land $101,092 Building $291,861
2022	$8,194.00 (+4.81%) Homeowner's exemption	$107,857 (+6.96%) Land $27,748 Building $80,109	$323,571 (+6.96%) Land $83,244 Building $240,327
2021	$7,818.00 Homeowner's exemption	$100,838 Land $25,942 Building $74,896	$302,514 Land $77,826 Building $224,688

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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