2518 Edgewater Dr, Elgin, IL 60124 Property Records

Kane County property record for 2518 Edgewater Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,993 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Last Sale	$335,000 (Apr 2020)
Tax Bill	$9,372 (2025)
Deeds & Mortgages	May 2021 Transfer Apr 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-228-029`

Property Details

APN / Parcel Number

Primary APN	`06-29-228-029`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,993 sqft Living Area
1st Floor Area	1,993 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2518 EDGEWATER DR
City	ELGIN
State	IL
Zip	60124-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE I LT 238
Legal Subdivision	EDGEWATER SUB
Legal Phase	1
Legal Block	1
Legal Lot Number	238
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1026
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2518 EDGEWATER DR, ELGIN, IL 60124-4334
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Intrafamily Transfer, Transfer
Apr 27, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE
Mar 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 6, 2017	Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	Jul 6, 2017 · Amount on Record
Deed Document Number	202020968
Last Transfer Date	Mar 24, 2021
Transfer Doc	0000034339
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 3, 2021
Property Address	2518 EDGEWATER DR, ELGIN, IL 60124-4334
Document Number	0000034339
Map Reference	DOC 2005K029594
Instrument Date	Mar 24, 2021
Instrument	2021K034339
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2518 EDGEWATER DR, ELGIN, IL 60124-4334

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Apr 27, 2020
Property Address	2518 EDGEWATER DR, ELGIN, IL 60124-4334
Document Number	0000020968
Instrument Date	Mar 4, 2020
Instrument	20968
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$403.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1315 LILAC LN CAROL STREAM IL 601883370, CAROL STREAM, IL 60188-3370

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 28, 2019
Property Address	2518 EDGEWATER DR, ELGIN, IL 60124-4334
Document Number	0000011992
Instrument Date	Nov 2, 2018
Instrument	11992
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2518 EDGEWATER DR ELGIN IL 601244334, ELGIN, IL 60124-4334

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 6, 2017
Property Address	2518 EDGEWATER DR, ELGIN, IL 60124-4334
Document Number	0000034644
Map Reference	DOC2005K029594
Instrument Date	Jun 15, 2017
Instrument	2017K034644
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2518 EDGEWATER DR, ELGIN, IL 60124-4334

Mortgage

Document Number	0000034645
Date	Jul 6, 2017
Instrument	2017K034645

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,372.00 (+14.56%) Homeowner's exemption Senior Citizen's exemption	$138,857 (+8.57%) Land $36,571 Building $102,286	$416,738 (+8.57%) Land $109,757 Building $306,981
2024		$127,896 (+21.39%) Land $33,684 Building $94,212	$383,842 (+21.44%) Land $101,092 Building $282,749
2022	$8,181.00 (+4.8%) Homeowner's exemption	$105,356 (+6.96%) Land $27,748 Building $77,608	$316,068 (+6.96%) Land $83,244 Building $232,824
2021	$7,806.00 Homeowner's exemption	$98,500 Land $25,942 Building $72,558	$295,500 Land $77,826 Building $217,674

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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