Kenton County property record for 2522 Warren St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,238 sqft · built 1927 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,128 (May 2023) |
| Tax Bill | $1,949 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Nov 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-10-013.00 |
| Primary APN | 055-23-10-013.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,238 sqft Finished Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2522 WARREN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON LOT & IMP CO LOT 167 & PT 168 & HARVEY HGTS PT LOT 47 CENTRAL COV IMP CO ADDN |
| Legal Subdivision | HUNTINGTON LOT & IMP CO |
| Legal Phase | 47 |
| Legal Lot Number | 167,168 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2522 WARREN ST, COVINGTON, KY 41014-1652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 30, 2022 | Special Warranty Deed, Transfer |
| Sep 29, 2022 | Commissioner's Deed, Foreclosure |
| Nov 17, 2020 | Warranty Deed, Construction Loan · Construction Mortgage KENTUCKY HSNG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2023 · Amount on Record |
| Deed Sale | May 4, 2023 · Amount on Record |
| Prior Sale | Sep 29, 2022 |
| Deed Document Number | 2023173 |
| Deed Book / Page | 225 / 36 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 4, 2023 |
| Property Address | 2522 WARREN ST, COVINGTON, KY 41014-1652 |
| Document Number | 0005900173 |
| Book / Page | KC 225 / 36 |
| Instrument Date | May 2, 2023 |
| Instrument | 23050405900173 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 MARLOW PL, ATLANTA, GA 30328 |
| Name | Verified Name |
|---|---|
| Address | 2522 WARREN ST, COVINGTON, KY 41014-1652 |
| Document Number | 0005900174 |
|---|---|
| Date | May 4, 2023 |
| Book Page | KCM 459/275 |
| Instrument | 23050405900174 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 30, 2022 |
| Property Address | 2522 WARREN ST, COVINGTON, KY 41014-1652 |
| Document Number | 0005900165 |
| Book / Page | 202 / 960 |
| Map Reference | PL 421 |
| Instrument Date | Oct 4, 2022 |
| Instrument | 22113005900165 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1231 LOUISVILLE RD, FRANKFORT, KY 40601-6156 |
| Name | Verified Name |
|---|---|
| Address | 2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034 |
| Investor | Possibly a Property Investor |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 29, 2022 |
| Property Address | 2522 WARREN ST, COVINGTON, KY 41014-1652 |
| Document Number | 0005900128 |
| Book / Page | 192 / 425 |
| Map Reference | PL 421 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 22092905900128 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 230 MADISON AVE # AVE8TH, 230, COVINGTON, KY 41011-1539 |
| Name | Verified Name |
|---|---|
| Address | 1231 LOUISVILLE RD, FRANKFORT, KY 40601-6156 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 17, 2020 |
| Property Address | 2522 WARREN ST, COVINGTON, KY 41014-1652 |
| Document Number | 0000000230 |
| Book / Page | 000055 / 000907 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 230 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 10, 2020 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2522 WARREN ST COVINGTON KY 410141652, COVINGTON, KY 41014-1652 |
| Document Number | 232 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 00M127/000812 |
| Instrument | 232 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 16, 2030 |
| Document Number | 231, |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 00M127/000794 |
| Instrument | 231 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 16, 2050 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,100 (-) Land $10,000 Building $137,100 | $147,100 (-) Land $10,000 Building $137,100 | |
| 2025 | $1,949.00 (+4.56%) | $147,100 (+5.07%) Land $5,000 Building $142,100 | $147,100 (+5.07%) Land $5,000 Building $142,100 |
| 2023 | $1,864.00 | $140,000 Land $5,000 Building $135,000 | $140,000 Land $5,000 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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