Kenton County property record for 2520 Warren St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 825 sqft · built 1927 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,000 (Apr 2022) |
| Tax Bill | $1,696 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Apr 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-10-014.00 |
| Primary APN | 055-23-10-014.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 825 sqft Finished Area |
| Gross Area | 1,000 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2520 WARREN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON LOT & IMP CO N 23' LOT 168 & S 10' LOT 169 CENTRAL COV IMP CO ADDN |
| Legal Subdivision | HUNTINGTON LOT & IMP CO |
| Legal Lot Number | 168,16 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2520 WARREN ST, COVINGTON, KY 41014-1652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 5, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA |
| May 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Mar 2, 2021 | Warranty Deed, Transfer |
| Jul 28, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ANEUDYS MARTINEZ |
| Dec 28, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2022 · Amount on Record |
| Deed Sale | Apr 5, 2022 · Amount on Record |
| Prior Sale | May 26, 2021 · Amount on Record |
| Deed Document Number | 2022158 |
| Deed Book / Page | 157 / 821 |
| Prior Transfer Date | Nov 10, 2021 |
| Prior Transfer Doc | 0005900158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2520 WARREN ST, COVINGTON, KY 41014-1652 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0005900178 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 220/658 |
| Instrument | 21052605900178 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 5, 2022 |
| Property Address | 2520 WARREN ST, COVINGTON, KY 41014-1652 |
| Document Number | 0005900158 |
| Book / Page | 157 / 821 |
| Map Reference | MB 71 PG 641 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 22040505900158 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2520 WARREN ST, COVINGTON, KY 41014-1652 |
| Document Number | 0005900159 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 357/222 |
| Instrument | 22040505900159 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 26, 2021 |
| Property Address | 2520 WARREN ST, COVINGTON, KY 41014-1652 |
| Document Number | 0005900176 |
| Book / Page | 92 / 890 |
| Map Reference | MB 71 PG 641 |
| Instrument Date | May 18, 2021 |
| Instrument | 21052605900176 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2135 BENNINGHOFEN AVE, 2135, HAMILTON, OH 45015-1152 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2520 WARREN ST, COVINGTON, KY 41014-1652 |
| Document Number | 0005900177 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 220/641 |
| Instrument | 21052605900177 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 2, 2021 |
| Property Address | 2520 WARREN ST, COVINGTON, KY 41014-1652 |
| Document Number | 0005900119 |
| Book / Page | 74 / 944 |
| Map Reference | MB 71 PG 641 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 21030205900119 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4942 BASIN ST, 4942, WEST CHESTER, OH 45069-2991 |
| Name | Verified Name |
|---|---|
| Address | 19 RIDGE DR, FAIRFIELD, OH 45014-7023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 28, 2020 |
| Property Address | 2520 WARREN ST, COVINGTON, KY 41014-1652 |
| Document Number | 0000000079 |
| Book / Page | 000033 / 000865 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 79 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4942 BASIN ST WEST CHESTER OH 450692991, WEST CHESTER, OH 45069-2991 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2520 WARREN ST, COVINGTON, KY 41014-1652 |
| Document Number | 0000000080 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4942 BASIN ST WEST CHESTER OH 450692991, WEST CHESTER, OH 45069-2991 |
| Document Number | 0000000080 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 000M74/000706 |
| Instrument | 80 |
| Name | ANEUDYS MARTINEZ |
|---|---|
| Address | 204 HALIDONHILL LN, CINCINNATI, OH 45238-5738 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jul 27, 2022 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 28, 2018 |
| Property Address | 2520 WARREN ST, COVINGTON, KY 41014-1652 |
| Document Number | 0000000241 |
| Book / Page | 0C6572 / 000251 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 241 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $13.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2520 WARREN ST COVINGTON KY 410141652, COVINGTON, KY 41014-1652 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,000 (-) Land $10,000 Building $118,000 | $128,000 (-) Land $10,000 Building $118,000 | |
| 2025 | $1,696.00 (-0.47%) | $128,000 (-) Land $5,000 Building $123,000 | $128,000 (-) Land $5,000 Building $123,000 |
| 2023 | $1,704.00 (+0.83%) | $128,000 (-) Land $5,000 Building $123,000 | $128,000 (-) Land $5,000 Building $123,000 |
| 2022 | $1,690.00 | $128,000 Land $5,000 Building $123,000 | $128,000 Land $5,000 Building $123,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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