2512 Warren St, Covington, KY 41014 Property Records

Kenton County property record for 2512 Warren St, Covington, KY 41014

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,058 sqft · built 1926
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on Record
Last Sale$234,000 (Apr 2024)
Tax Bill$3,100 (2025)
Deeds & MortgagesApr 2024 Mortgage
Apr 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN055-23-10-018.00

Property Details

APN / Parcel Number

Primary APN055-23-10-018.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,058 sqft Finished Area
Gross Area1,346 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions100 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2512 WARREN ST
CityCOVINGTON
StateKY
Zip41014-1652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTINGTON LOT & IMP CO LOT 174 & PT 173 CENTRAL COV IMP CO ADDN
Legal SubdivisionHUNTINGTON LOT & IMP CO
Legal Lot Number174,173
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3002
Census Tract65000

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2512 WARREN ST, COVINGTON, KY 41014-1652
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed of Trust, Mortgage · FHA Mortgage
BANK OF ENGLAND
Apr 17, 2024Deed of Trust, Mortgage · Line of Credit
LEXINGTON-FAYETTE URBAN COUNTY GOV
Nov 15, 2023Warranty Deed, Transfer
NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2024 · Amount on Record
Deed SaleApr 17, 2024 · Amount on Record
Prior SaleNov 15, 2023 · Amount on Record
Deed Document Number20247
Deed Book / Page279 / 817
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2512 WARREN ST, COVINGTON, KY 41014-1652
Transaction TypeMortgage
Record UpdatedMay 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 5TH AVE, DAYTON, KY 41074-1725

Mortgage

Document Number0005900008
DateApr 17, 2024
Book PageKCM541/305
Instrument24041705900008
Lender
NameBANK OF ENGLAND
TypeBank
Address5 STATEHOUSE PLZ STE 500, LITTLE ROCK, AR 72201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2512 WARREN ST, COVINGTON, KY 41014-1652
Transaction TypeMortgage
Record UpdatedMay 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2512 WARREN ST, COVINGTON, KY 41014-1652

Mortgage

Document Number0005900009
DateApr 17, 2024
Book PageKCM541/325
Instrument24041705900009
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
Address1231 LOUISVILLE RD, FRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMay 1, 2034

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 15, 2023
Property Address2512 WARREN ST, COVINGTON, KY 41014-1652
Document Number0005900143
Book / PageKC 257 / 40
Instrument DateNov 2, 2023
Instrument23111505900143
Transaction TypeTransfer
Record UpdatedJan 8, 2024
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address80 N PROSPECT AVE, CATONSVILLE, MD 21228-1905

Transferred To (Grantee/Buyer)

NameVerified Name
Address1056 MAPLE AVE, FLORENCE, KY 41042-1222

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,000 (-) Land $10,000 Building $224,000$234,000 (-) Land $10,000 Building $224,000
2025$3,100.00 (+210.31%)$234,000 (+212%) Land $5,000 Building $229,000$234,000 (+212%) Land $5,000 Building $229,000
2023$999.00 (+0.91%)$75,000 (-) Land $5,000 Building $70,000$75,000 (-) Land $5,000 Building $70,000
2022$990.00$75,000 Land $5,000 Building $70,000$75,000 Land $5,000 Building $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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