2427 Bluff Cir, Belton, TX 76513 Property Records

Bell County property record for 2427 Bluff Cir, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details2,448 sqft · built 2018
Lot Size0.321 acres (14,026 sqft)
OwnerIndividual Name on Record
Tax Bill$8,175 (2023)
Deeds & MortgagesNov 2019 Mortgage
May 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0281152678

Property Details

APN / Parcel Number

Primary APN0281152678
Alternative APNs
  • 458396
  • 844105

Interior

Stories1 Story
Building Area2,448 sqft Living Area
Gross Area2,449 sqft
1st Floor Area2,448 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,026 sqft (0.321 acres)
Lot Dimensions165 ft deep x 85 ft wide
Garage Area534 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area509 sqft
Lawn SprinklersLawn Sprinklers

Location & Zoning

Account Number844105
Street Address2427 BLUFF CIR
CityBELTON
StateTX
Zip76513-2141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE BLUFF AT DUNNS HOLLOW, BLOCK 001, LOT 0027, PHASE I, 0.322AC PHASE I, 0.322AC
Legal SubdivisionTHE BLUFF AT DUNNS HOLLOW
Legal Block1
Legal Lot Number27
JurisdictionBELL TX
Township / Civil DivisionBELTON
Census Block Group3
Census Block3015
Census Tract21701

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2427 BLUFF CIR, BELTON, TX 76513-2141
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL NATIONAL BANK
May 21, 2018Vendor's Lien, Transfer · ARM
CENTRAL NATIONAL BANK
Aug 9, 2017Grant Deed, Transfer
ATTORNEY ONLY
Mar 24, 2017Loan Modification, Mortgage
ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2018
Deed SaleMay 21, 2018
Prior SaleAug 9, 2017
Deed Document Number2018-00020475
Record UpdatedJun 7, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address2427 BLUFF CIR, BELTON, TX 76513-2141
Transaction TypeMortgage
Record UpdatedNov 15, 2022
Title CompanyCENTRALAND TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051567
DateNov 8, 2019
Instrument2019-00051567
Lender
NameCENTRAL NATIONAL BANK
TypeSubprime Lender
AddressTEMPLE, TX 76502
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

May 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateMay 21, 2018
Property Address2427 BLUFF CIR, BELTON, TX 76513-2141
Document Number0000020475
Map ReferencePL29
Instrument DateMay 8, 2018
Instrument2018-00020475
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyCENTRALAND TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7353 W ADAMS AVE, 7353, TEMPLE, TX 76502-5539

Transferred To (Grantee/Buyer)

NameVerified Name
Address2427 BLUFF CIR, BELTON, TX 76513-2141

Mortgage

Document Number0000020476
DateMay 21, 2018
Instrument2018-00020476
Lender
NameCENTRAL NATIONAL BANK
TypeSubprime Lender
Special NotesSeller Financed
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.95%
Type Change DateAug 1, 2023
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change5.95%
Index5-Year CMT
Max Rate9.95%

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBELL TX
Recording DateAug 9, 2017
Property Address2427 BLUFF CIR, BELTON, TX 76513-2141
Document Number0000033388
Instrument DateJul 24, 2017
Instrument33388
Transaction TypeTransfer
Record UpdatedSep 19, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address7353 W ADAMS AVE TEMPLE TX 765025539, TEMPLE, TX 76502-5539

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address2427 BLUFF CIR, BELTON, TX 76513-2141
Document Number0000025104
Instrument DateMar 24, 2017
Transaction TypeMortgage
Record UpdatedJul 3, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
AddressPO BOX 1344 TEMPLE TX 765031344, TEMPLE, TX 76503-1344

Mortgage

Document Number0000025104
DateJun 19, 2017
Instrument25104
Lender
NameALLIANCE BK CTRL TX
TypeBank
AddressWACO, TX 76710
Agreement
AmountAmount Recorded
Term12 Months
DueJun 18, 2018

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityBelton City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$8,175.00 (-9.84%) Homeowner's exemption$579,722 Land $66,000 Building $513,722$579,722 Land $66,000 Building $513,722
2022$9,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELTON
serves 23,054 people · EPA ID TX0140002
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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