Frederick County property record for 2520 Waterside Dr, Unit 201, Frederick, MD 21701
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,551 sqft · built 2002 |
| Lot Size | 0.036 acres (1,551 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Feb 2016) |
| Tax Bill | $4,953 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-242982 |
| Primary APN | 02-242982 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 69 Units |
| Building Area | 1,551 sqft Gross Area |
| 1st Floor Area | 1,551 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,551 sqft (0.036 acres) |
| Sewer | Municipal |
|---|
| Account Number | 242982 |
|---|---|
| Street Address | 2520 WATERSIDE DR, 201 |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3024 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PND |
| Legal Description | UNIT 201 PHASE 2 BLDG 2-1,551 SQ. FT. WORMANS MILL |
| Legal Subdivision | WORMANS MILL |
| Legal Phase | 2 |
| Legal Lot Number | 201 |
| Legal Unit | 201 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 750802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2520 WATERSIDE DR, 201, FREDERICK, MD 21701-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2016 · Amount on Record |
| Deed Sale | Feb 24, 2016 · Amount on Record |
| Prior Sale | Mar 14, 2002 · Amount on Record |
| Deed Book / Page | 11001 / 230 |
| Prior Transfer Date | Sep 14, 2006 |
| Prior Transfer Doc | 0063130151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2520 WATERSIDE DR UNIT 201, 201, FREDERICK, MD 21701-3024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | EAGLE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2520 WATERSLDE DRIVE #201 201, 201, FREDERICK, MD 21701-3024 |
| Document Number | 0147460407 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 14746/407 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,000 (+1.55%) | $337,000 (+4.66%) Land $105,000 Building $232,000 | |
| 2025 | $4,953.00 (+4.85%) Homeowner's exemption | $322,000 (+23.53%) Land $90,000 Building $232,000 | $322,000 (-) Land $90,000 Building $232,000 |
| 2024 | $4,724.00 (+7.29%) | ||
| 2023 | $4,403.00 Homeowner's exemption | $260,667 | $322,000 Land $90,000 Building $232,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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