2520 Waterside Dr, Unit 202, Frederick, MD 21701 Property Records

Frederick County property record for 2520 Waterside Dr, Unit 202, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,523 sqft · built 2002
Lot Size	0.035 acres (1,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,900 (Aug 2002)
Tax Bill	$4,953 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-242990`

Property Details

APN / Parcel Number

Primary APN	`02-242990`
Alternative APN	`242990`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	69 Units
Stories	2 Stories
Building Area	1,523 sqft Gross Area
1st Floor Area	1,523 sqft
Basement Area	998 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	1,534 sqft (0.035 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	242990
Street Address	2520 WATERSIDE DR, 202
City	FREDERICK
State	MD
Zip	21701-3024
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PND
Legal Description	UNIT 202 PHASE 2 BLDG 2-1,534 SQ. FT. WORMANS MILL
Legal Subdivision	PARK PLACE/WORMANS MILL PH 02
Legal Phase	2
Legal Lot Number	202
Legal Unit	202
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2520 WATERSIDE DR, 202, FREDERICK, MD 21701-3024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2002 · Amount on Record
Deed Sale	Aug 21, 2002 · Amount on Record
Deed Document Number	20026473
Deed Book / Page	3219 / 362
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2520 WATERSIDE DR UNIT 202, 202, FREDERICK, MD 21701-3024
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SERVICE LINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117210260
Date	Mar 20, 2017
Book Page	11721/0260
Instrument	11721-0260

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2520 WATERSIDE DR UNIT 202, 202, FREDERICK, MD 21701-3024
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 WATERSIDE DR 202, 202, FREDERICK, MD 21701-3024

Mortgage

Document Number	0142390127
Date	Nov 5, 2020
Book Page	14239/127

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,000 (+25.45%)	$337,000 (+4.66%) Land $105,000 Building $232,000
2025	$4,953.00 (+12.49%)
2023	$4,403.00 Homeowner's exemption	$260,667	$322,000 Land $90,000 Building $232,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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