2520 Waterside Dr, Unit 113, Frederick, MD 21701 Property Records

Frederick County property record for 2520 Waterside Dr, Unit 113, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	2 ba · 2,335 sqft · built 2002
Lot Size	0.053 acres (2,328 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,910 (Sep 2008)
Tax Bill	$5,825 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-242923`

Property Details

APN / Parcel Number

Primary APN	`02-242923`
Alternative APN	`242923`

Interior

Full Baths	2 Baths
Units	69 Units
Building Area	2,335 sqft Gross Area
1st Floor Area	2,335 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Lot Area	2,328 sqft (0.053 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	242923
Street Address	2520 WATERSIDE DR, 113
City	FREDERICK
State	MD
Zip	21701-3023
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PND
Legal Description	UNIT 113 PHASE 2 BLDG 2-2,328 SQ. FT. WORMANS MILL
Legal Subdivision	WORMANS MILL
Legal Phase	2
Legal Lot Number	113
Legal Unit	113
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2520 WATERSIDE DR, 113, FREDERICK, MD 21701-3023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2008 · Amount on Record
Deed Sale	Sep 22, 2008 · Amount on Record
Deed Document Number	200884154
Deed Book / Page	7083 / 205
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2520 WATERSIDE DR UNIT 113, 113, FREDERICK, MD 21701-3023
Document Number	0134740308
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2520 WATERSIDE DR #113 FREDERICK MD 217013023, 113, FREDERICK, MD 21701-3023

Mortgage

Document Number	0134740308
Date	Jan 21, 2020
Book Page	013474/000308

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,000 (+35.33%)	$530,000 (+64.09%) Land $150,000 Building $380,000
2025	$5,825.00 (+11.91%)
2023	$5,205.00 Homeowner's exemption	$289,667	$323,000 Land $100,000 Building $223,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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