2520 River Rd, Cincinnati, OH 45204 Property Records

Hamilton County property record for 2520 River Rd, Cincinnati, OH 45204

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,350 sqft · built 1905
Lot Size	0.141 acres (6,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$21,100 (Jun 2005)
Tax Bill	$1,521 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`151-0002-0082-00`

Property Details

APN / Parcel Number

Primary APN	`151-0002-0082-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,350 sqft Living Area
Gross Area	3,272 sqft
1st Floor Area	936 sqft
2nd Floor Area	960 sqft
Attic	Attic
Attic Area	454 sqft
Basement Area	922 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	213 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2520 RIVER RD
City	CINCINNATI
State	OH
Zip	45204-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	2520 RIVER SIDE DR 36.12 X 213.70 IRR PT LOT 69 JACKSONS SUB
Legal Subdivision	JACKSONS SUB
Legal Lot Number	69
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1008
Census Tract	10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sedamsville River Road Historic District listed 2008 · 49 contributing resources · NRIS 08000975

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2520 RIVER RD, CINCINNATI, OH 45204-1325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2005 · Amount on Record
Deed Sale	Jun 6, 2005 · Amount on Record
Prior Sale	May 7, 2001 · Amount on Record
Deed Document Number	200589878
Deed Book / Page	9953 / 1639
Prior Transfer Date	Jun 4, 2005
Prior Transfer Doc	0000089878
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2520 RIVER RD, CINCINNATI, OH 45204-1325
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4716 SANIBEL LN, LIBERTY TWP, OH 45011-2597

Mortgage

Document Number	0000082013
Date	Nov 20, 2023
Book Page	15046/370
Instrument	2023-0082013

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 3, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,521.00 (+3.05%)	$24,444 (-) Land $3,423 Building $21,021	$69,840 (-) Land $9,780 Building $60,060
2024	$1,476.00 (-2.12%)	$24,444 (-) Land $3,423 Building $21,021
2023	$1,508.00 (+23.91%)	$24,444 (+38.59%) Land $3,423 Building $21,021	$69,840 (+38.6%) Land $9,780 Building $60,060
2022	$1,217.00 Homeowner's exemption	$17,637 Land $3,423 Building $14,214
2020			$50,390 Land $9,780 Building $40,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20