Berks County property record for 2520 Philmay Ter, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,205 sqft · built 1929 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,500 (May 2025) |
| Tax Bill | $2,374 (2026) |
| Deeds & Mortgages | May 2025 Second Mortgage May 2025 Sale & Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5316-08-98-3880 |
| Primary APN | 5316-08-98-3880 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,205 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 2,614 sqft (0.06 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 64109100 |
|---|---|
| Street Address | 2520 PHILMAY TER |
| City | READING |
| State | PA |
| Zip | 19606-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PHILLIPS & MAYER |
| Legal Block | 98 |
| Legal Lot Number | 3 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | MOUNT PENN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12200 |
Source: Berks County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2520 PHILMAY TER, READING, PA 19606-2129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| May 19, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING SERVICES OF GREATER |
| May 19, 2025 | Deed, Transfer · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING SERVICES OF GR |
| Sep 7, 2021 | Deed, Transfer · Conventional Mortgage CUSTOMERS BANK |
| May 11, 2017 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2025 · Amount on Record |
| Deed Sale | May 19, 2025 · Amount on Record |
| Prior Sale | Sep 7, 2021 · Amount on Record |
| Deed Document Number | 202514698 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2520 PHILMAY TER, MOUNT PENN, PA 19606-2129 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | POWER SETTLEMENT GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000014700 |
|---|---|
| Date | May 19, 2025 |
| Instrument | 2025014700 |
| Name | NEIGHBORHOOD HOUSING SERVICES OF GREATER |
|---|---|
| Address | 213 N 5TH ST STE 1030, READING, PA 19601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | May 19, 2025 |
| Property Address | 2520 PHILMAY TER, MOUNT PENN, PA 19606-2129 |
| Document Number | 0000014698 |
| Map Reference | VOL 3-A PG 1 |
| Instrument Date | May 16, 2025 |
| Instrument | 2025014698 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | POWER SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2520 PHILMAY TER, MOUNT PENN, PA 19606-2129 |
| Document Number | 0000014701 |
|---|---|
| Date | May 19, 2025 |
| Instrument | 2025014701 |
| Name | NEIGHBORHOOD HOUSING SERVICES OF GR |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Sep 7, 2021 |
| Property Address | 2520 PHILMAY TER, MOUNT PENN, PA 19606-2129 |
| Document Number | 0000044546 |
| Map Reference | VOL 3-A PG 1 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 2021044546 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | EDGE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,510.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2520 PHILMAY TER, READING, PA 19606-2129 |
| Document Number | 0000044547 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021044547 |
| Name | CUSTOMERS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Number | 0000044548 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021044548 |
| Name | CUSTOMERS BANK |
|---|---|
| Type | Bank |
| Address | PHOENIXVILLE, PA 19460 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2520 PHILMAY TER, READING, PA 19606-2129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016728 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 2017016728 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | READING, PA 19606 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Mount Penn Borough |
| Unified School District | Antietam School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,374.00 (+12.62%) | $71,500 (-) Land $19,300 Building $52,200 | $19,300 (-73.01%) Land $19,300 |
| 2024 | $2,108.00 | $71,500 Land $19,300 Building $52,200 | |
| 1994 | $71,500 Land $19,300 Building $52,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PENN BORO MUNI AUTH serves 10,400 people · EPA ID PA3060082 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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