Berks County property record for 2516 Philmay Ter, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,291 sqft · built 1929 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,900 (Aug 2013) |
| Tax Bill | $2,330 (2026) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5316-08-98-3840 |
| Primary APN | 5316-08-98-3840 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,291 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Stucco |
| Lot Area | 2,614 sqft (0.06 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 64108900 |
|---|---|
| Street Address | 2516 PHILMAY TER |
| City | READING |
| State | PA |
| Zip | 19606-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PHILIP & MAYER |
| Legal Block | 98 |
| Legal Lot Number | 4 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | MOUNT PENN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12200 |
Source: Berks County records · APN 5316-08-98-3840
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2516 PHILMAY TER, READING, PA 19606-2129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 26, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Aug 10, 2020 | Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 05, 2013 · Amount on Record |
| Deed Sale | Aug 05, 2013 · Amount on Record |
| Deed Document Number | 201333410 |
| Prior Transfer Date | Apr 11, 2003 |
| Prior Transfer Doc | 0000037499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2516 PHILMAY TER, READING, PA 19606-2129 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000018324 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2023018324 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 23, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2516 PHILMAY TER, READING, PA 19606-2129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027153 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 2020027153 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Address | MECHANICSBURG, PA 17055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Mount Penn Borough |
| Unified School District | Antietam School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,330.00 (+12.61%) | $69,800 (-) Land $19,300 Building $50,500 | $19,300 (-72.35%) Land $19,300 |
| 2024 | $2,069.00 | $69,800 Land $19,300 Building $50,500 | |
| 1994 | $69,800 Land $19,300 Building $50,500 |
Source: FEMA National Flood Hazard Layer as of February 26, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 538 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MT PENN BORO MUNI AUTH serves 10,400 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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