2512 Philmay Ter, Reading, PA 19606 Property Records

Berks County property record for 2512 Philmay Ter, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,370 sqft · built 1929
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Sep 2024)
Tax Bill	$2,340 (2026)
Deeds & Mortgages	May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5316-08-98-3800`

Property Details

APN / Parcel Number

Primary APN	`5316-08-98-3800`
Alternative APNs	`64-5316-08-98-3800` `64108700` `108700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,370 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,614 sqft (0.06 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	64108700
Street Address	2512 PHILMAY TER
City	READING
State	PA
Zip	19606-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	98
Legal Lot Number	5
Jurisdiction	BERKS PA
Township / Civil Division	MOUNT PENN
Census Block Group	1
Census Block	1006
Census Tract	12200

Owner

Source: Berks County records · APN 5316-08-98-3800

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2512 PHILMAY TER, READING, PA 19606-2129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2024 · Amount on Record
Deed Sale	Sep 25, 2024 · Amount on Record
Prior Sale	Jun 24, 2024 · Amount on Record
Deed Document Number	202428953
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	2512 PHILMAY TER, READING, PA 19606-2129
Transaction Type	Mortgage
Record Updated	Jun 10, 2022
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 PHILMAY TER, READING, PA 19606-2129

Mortgage

Document Number	0000022139
Date	May 31, 2022
Instrument	2022022139

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Mount Penn Borough
Unified School District	Antietam School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,340.00 (+12.61%)	$70,200 (-) Land $19,300 Building $50,900	$19,300 (-72.51%) Land $19,300
2024	$2,078.00	$70,200 Land $19,300 Building $50,900
1994			$70,200 Land $19,300 Building $50,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 26, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 538 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MT PENN BORO MUNI AUTH serves 10,400 people
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.