2520 Emerald Way, Turlock, CA 95382 Property Records

Stanislaus County property record for 2520 Emerald Way, Turlock, CA 95382

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,058 sqft · built 1985
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on File
Last Sale	$660,000 (Nov 2024)
Tax Bill	$5,702 (2026)
Deeds & Mortgages	Mar 2025 Line of Credit Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`073-023-017-000`

Property Details

APN / Parcel Number

Primary APN	`073-023-017-000`
Alternative APNs	`0732317000` `0732317`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,058 sqft Living Area
1st Floor Area	2,058 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	8,276 sqft (0.19 acres)
View / Lot	Irregular Lot
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2520 EMERALD WAY
City	TURLOCK
State	CA
Zip	95382-2945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL DORADO ESTATES NO 1 BLK 1180 LOT 32
Legal Subdivision	EL DORADO ESTATES 1
Legal Block	1180
Legal Lot Number	32
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	1
Census Block	1014
Census Tract	3608

Owner

2520 Emerald Way is owned by a company that bought it in November 2024.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	2520 EMERALD WAY, TURLOCK, CA 95382-2945
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2025	Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit STIFEL BANK AND TRUST
Mar 24, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage STIFEL BANK & TRUST
May 20, 2021	Intrafamily Transfer, Transfer
Jun 15, 2018	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2024 · Amount on File
Deed Sale	Nov 5, 2024 · Amount on File
Prior Sale	Jun 15, 2018 · Amount on File
Deed Document Number	202453618
Prior Transfer Date	Sep 9, 2024
Prior Transfer Doc	0000043588
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2520 EMERALD WAY, TURLOCK, CA 95382-2945
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12655 OLIVE BLVD 250, 250, SAINT LOUIS, MO 63141-6343

Mortgage

Document Number	0000012225
Date	Mar 12, 2025
Instrument	2025-0012225

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 16, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Apr 10, 2026
Property Address	2520 EMERALD WAY, TURLOCK, CA 95382-2945
Document Number	0000019479
Instrument Date	Mar 31, 2026
Instrument	202619479
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	2520 EMERALD WAY, TURLOCK, CA 95382-2945

Mortgage

Document Number	0000019479,
Date	Apr 10, 2026
Instrument	202619479

Lender

Name	STIFEL BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2036

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Mar 24, 2026
Property Address	2520 EMERALD WAY, TURLOCK, CA 95382-2945
Document Number	0000015968
Map Reference	VOL 28 PG 46
Instrument Date	Mar 19, 2026
Instrument	2026-0015968
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	ESSENT TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2520 EMERALD WAY, TURLOCK, CA 95382-2945

Mortgage

Document Number	0000015969
Date	Mar 24, 2026
Instrument	2026-0015969

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	May 20, 2021
Property Address	2520 EMERALD WAY, TURLOCK, CA 95382-2945
Document Number	0000048955
Map Reference	MB 28 PG 46
Instrument Date	May 4, 2021
Instrument	2021-0048955
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2520 EMERALD WAY, TURLOCK, CA 95382-2945
Investor	Possibly a Property Investor

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 15, 2018
Property Address	2520 EMERALD WAY, TURLOCK, CA 95382-2945
Document Number	0000041226
Instrument Date	Jun 7, 2018
Instrument	41226
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$539.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 EMERALD WAY TURLOCK CA 953822945, TURLOCK, CA 95382-2945

Tax Assessment & Valuation

The 2026 property tax bill for 2520 Emerald Way was $5,702, down 19.4% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,702.00 (-19.42%)	$533,057 (-19.23%) Land $230,184 Building $302,873
2025	$7,076.00	$660,000 Land $285,000 Building $375,000
2023	$4,098.00 (-0.87%) Additional exemption filed	$535,885 Land $185,919 Building $349,966
2022	$4,134.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2520 Emerald Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2520 Emerald Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TURLOCK serves 72,888 people · EPA ID CA5010019
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies.

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