2519 Bluff St, Niles, MI 49120 Property Records

Berrien County property record for 2519 Bluff St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 2002
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$114,000 (Mar 2021)
Tax Bill	$1,802 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-4940-0010-02-8`

Property Details

APN / Parcel Number

Primary APN	`14-4940-0010-02-8`
Alternative APN	`11-14-4940-0010-02-8`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modular
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	132 ft deep x 126 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2519 BLUFF ST
City	NILES
State	MI
Zip	49120-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	PT OF LOT 10 MC COY'S HEIGHTS & PT OF SEC 14 T7S R17W DES AS COM 282' N46DEG23'E OF SW COR LOT 7 SD PLAT TH N46DEG23'E 126.1'TH S43DEG37'E 36.45'TH S10 DEG25'W 155.77'TH N43 DEG37'W 128.22'TO POB SUR 1445/563
Legal Range	17W
Legal Township	07S
Legal Section	14
Legal Subdivision	SD PLAT
Legal Lot Number	7,10
Legal Unit	10,7
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2005
Census Tract	20500

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2519 BLUFF ST, NILES, MI 49120-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Mar 26, 2021	Personal Representative Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	Oct 9, 2002 · Amount on Record
Deed Document Number	2021309965
Deed Book / Page	3319 / 2963
Prior Transfer Date	Nov 7, 2016
Prior Transfer Doc	03154/0374
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2519 BLUFF ST, NILES, MI 49120-1117
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03164/0762
Date	Feb 24, 2017
Book Page	3164/0762

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

March 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 26, 2021
Property Address	2519 BLUFF ST, NILES, MI 49120-1117
Document Number	03319/2963
Book / Page	3319 / 2963
Instrument Date	Mar 25, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2519 BLUFF ST, NILES, MI 49120-1117
Investor	Possibly a Property Investor

Mortgage

Document Number	0033192966
Date	Mar 26, 2021
Instrument	3319/2966

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,600 (+16.1%)	$157,200 (+16.1%)
2025	$1,802.00 (+2.33%) Homeowner's exemption	$67,700 (-6.49%)	$135,400 (-6.49%)
2024	$1,761.00 (+6.99%)
2023		$72,400	$144,800
2022	$1,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2008–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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