2519 20th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 2519 20th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1973
Lot Size	5.13 acres (223,463 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Mar 2024)
Tax Bill	$2,938 (2026)
Deeds & Mortgages	Oct 2020 Refinance Jan 2021 Refinance + 1 more
APN	`25-5311-26620`

Property Details

APN / Parcel Number

Primary APN	`25-5311-26620`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Gross Area
1st Floor Area	1,068 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Material	Wood
Lot Area	223,463 sqft (5.13 acres)
Garage Type	Mixed
Garage Area	1,784 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	112 sqft
Deck Area	32 sqft
Lean-To	320 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2519 20TH AVE
City	TWO HARBORS
State	MN
Zip	55616-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 672.59FT OF S 330FT OF SW14 OF SW14
Legal Range	11W
Legal Township	53N
Legal Section	26
Jurisdiction	LAKE MN
Township / Civil Division	LAKE NO. 2
Census Block Group	1
Census Block	1126
Census Tract	370102

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2519 20TH AVE, TWO HARBORS, MN 55616-5022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jan 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TWO HARBORS FEDERAL CREDIT UNION
Apr 2, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2024 · Amount on Record
Deed Sale	Mar 29, 2024 · Amount on Record
Prior Sale	Jun 3, 2014 · Amount on Record
Deed Document Number	20241634644
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	2519 20TH AVE, TWO HARBORS, MN 55616-5022
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000195135
Date	Oct 1, 2020
Instrument	A000195135

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2030

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	2519 20TH AVE, TWO HARBORS, MN 55616-5022
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000196268
Date	Jan 25, 2021
Instrument	A000196268

Lender

Name	TWO HARBORS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2046

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Apr 2, 2024
Property Address	2519 20TH AVE, TWO HARBORS, MN 55616-5022
Document Number	A000203905
Instrument Date	Mar 29, 2024
Instrument	A000203905
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2519 20TH AVE, TWO HARBORS, MN 55616-5022

Mortgage

Document Number	A000203906
Date	Apr 2, 2024
Instrument	A000203906

Lender

Name	USAA FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,938.00 Homeowner's exemption	$534,000 (-8.15%) Land $72,300 Building $461,700	$534,000 (-8.15%) Land $72,300 Building $461,700
2023		$581,400 Land $69,300 Building $512,100	$581,400 Land $69,300 Building $512,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile.

Nearby Properties on 20th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures