2111 20th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 2111 20th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,192 sqft · built 1988
Lot Size	11.3 acres (494,842 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Aug 2019)
Tax Bill	$3,762 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Sale & Mortgage
APN	`25-5311-26680`

Property Details

APN / Parcel Number

Primary APN	`25-5311-26680`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Stories	2 Stories
Building Area	1,192 sqft Gross Area
1st Floor Area	1,192 sqft
Flooring	Concrete/Cement
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood
Lot Area	494,842 sqft (11.3 acres)
Garage Type	Mixed
Garage Area	1,252 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	48 sqft
Pole Barn	1,320 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	2111 20TH AVE
City	TWO HARBORS
State	MN
Zip	55616-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 375FT OF SE14 OF SW14
Legal Range	11W
Legal Township	53N
Legal Section	26
Jurisdiction	LAKE MN
Township / Civil Division	LAKE NO. 2
Census Block Group	1
Census Block	1129
Census Tract	370102

Owner

2111 20th Ave is owned and occupied by two individuals who bought it in August 2019.

Source: Lake County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2111 20TH AVE, TWO HARBORS, MN 55616-5017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · ARM LAKE BANK
Aug 20, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage LAKE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2019 · Amount on File
Deed Sale	Aug 20, 2019 · Amount on File
Deed Document Number	2019192427
Prior Transfer Date	Aug 19, 2019
Prior Transfer Doc	0000192427
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	2111 20TH AVE, TWO HARBORS, MN 55616-5017
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000195592
Date	Nov 12, 2020
Instrument	A000195592

Lender

Name	LAKE BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

Interest

Rate Type	Adjustable Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Aug 20, 2019
Property Address	2111 20TH AVE, TWO HARBORS, MN 55616-5017
Document Number	A000192427
Instrument Date	Aug 19, 2019
Instrument	A000192427
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2111 20TH AVE, TWO HARBORS, MN 55616-5017

Mortgage

Document Number	A000192428
Date	Aug 20, 2019
Instrument	A000192428

Lender

Name	LAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2111 20th Ave was $3,762 with a homeowner's exemption.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,762.00 Homeowner's exemption	$640,300 Land $95,300 Building $545,000	$640,300 Land $95,300 Building $545,000
2023		$653,300 Land $89,100 Building $564,200	$653,300 Land $89,100 Building $564,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2111 20th Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2111 20th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile.

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