2413 20th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 2413 20th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,399 sqft · built 1972
Lot Size	2.24 acres (97,574 sqft)
Owner	2 Individual Names on File
Last Sale	$382,000 (Sep 2022)
Tax Bill	$1,904 (2026)
Deeds & Mortgages	Sep 2022 Sale Sep 2020 Refinance + 2 more
APN	`25-5311-26630`

Property Details

APN / Parcel Number

Primary APN	`25-5311-26630`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Stories	1 Story
Building Area	1,399 sqft Gross Area
1st Floor Area	1,399 sqft
Utility Area	440 sqft
Flooring	Plywood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Architectural Style	Dome
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood
Lot Area	97,574 sqft (2.24 acres)

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	28 sqft
Deck Area	854 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2413 20TH AVE
City	TWO HARBORS
State	MN
Zip	55616-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 295 FT OF W 967.59 FT OF S 330 FT OF SW14
Legal Range	11W
Legal Township	53N
Legal Section	26
Jurisdiction	LAKE MN
Township / Civil Division	LAKE NO. 2
Census Block Group	1
Census Block	1126
Census Tract	370102

Owner

2413 20th Ave is owned and occupied by two individuals who bought it in September 2022.

Source: Lake County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2413 20TH AVE, TWO HARBORS, MN 55616-5020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer
Sep 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jun 21, 2017	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	Jun 21, 2017 · Amount on File
Deed Document Number	20221463568
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Sep 6, 2022
Property Address	2413 20TH AVE, TWO HARBORS, MN 55616-5020
Document Number	A000201000
Instrument Date	Sep 2, 2022
Instrument	A000201000
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2413 20TH AVE, TWO HARBORS, MN 55616-5020

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	2413 20TH AVE, TWO HARBORS, MN 55616-5020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000194915
Date	Sep 10, 2020
Instrument	A000194915

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	2413 20TH AVE, TWO HARBORS, MN 55616-5020
Transaction Type	Mortgage
Record Updated	Dec 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000193058
Date	Nov 27, 2019
Instrument	A000193058

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jun 21, 2017
Property Address	2413 20TH AVE, TWO HARBORS, MN 55616-5020
Document Number	A000187782
Instrument Date	Jun 12, 2017
Instrument	A000187782
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$861.30
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000187783
Date	Jun 21, 2017
Instrument	A000187783

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2413 20th Ave was $1,904 with a homeowner's exemption.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,904.00 Homeowner's exemption	$399,000 Land $57,300 Building $341,700	$399,000 Land $57,300 Building $341,700
2023		$439,200 Land $62,700 Building $376,500	$439,200 Land $62,700 Building $376,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2413 20th Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2413 20th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile.

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