2517 Vista Baya, Newport Beach, CA 92660 Property Records

Orange County property record for 2517 Vista Baya, Newport Beach, CA 92660

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,365 sqft · built 1952
Lot Size	0.394 acres (17,160 sqft)
Owner	2 Trust Names on File
Last Sale	$2,000,000 (Nov 2019)
Tax Bill	$23,441 (2025)
Deeds & Mortgages	Sep 2026 Sale Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`426-101-34`

Property Details

APN / Parcel Number

Primary APN	`426-101-34`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,365 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	17,160 sqft (0.394 acres)
Garage Area	1,348 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2517 VISTA BAYA
City	NEWPORT BEACH
State	CA
Zip	92660-3637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1159 BLK LOT 5
Legal Subdivision	TRACT 1159
Legal Tract	1159
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2008
Census Tract	63009

Owner

2517 Vista Baya is owner-occupied and held in a trust since November 2019.

Source: Orange County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2517 VISTA BAYA, NEWPORT BEACH, CA 92660-3637
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Feb 11, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 27, 2019	Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Feb 21, 2012 · Amount on File
Deed Document Number	2019497464
Prior Transfer Date	Feb 21, 2007
Prior Transfer Doc	0000133196
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 23, 2026
Property Address	2517 VISTA BAYA, NEWPORT BEACH, CA 92660-3637
Document Number	0000268550
Instrument Date	Sep 22, 2026
Instrument	2026268550
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2517 VISTA BAYA, NEWPORT BEACH, CA 92660-3637

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2517 VISTA BAYA, NEWPORT BEACH, CA 92660-3637
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 VISTA BAYA, NEWPORT BEACH, CA 92660-3637

Mortgage

Document Number	0000098089
Date	Feb 11, 2021
Instrument	2021000098089

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2517 VISTA BAYA, NEWPORT BEACH, CA 92660-3637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000268340
Date	Jun 12, 2020
Instrument	2020000268340

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 27, 2019
Property Address	2517 VISTA BAYA, NEWPORT BEACH, CA 92660-3637
Document Number	0000497464
Map Reference	MB 44 PG 49
Instrument Date	Nov 21, 2019
Instrument	2019000497464
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2517 VISTA BAYA, NEWPORT BEACH, CA 92660-3637

Mortgage

Document Number	0000497465
Date	Nov 27, 2019
Instrument	2019000497465

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 2517 Vista Baya was $23,441.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,231,036 (+2%) Land $2,027,755 Building $203,281
2025	$23,441.00	$2,187,291 Land $1,987,995 Building $199,296
2023	$22,537.00 (+1.76%)	$2,102,356 Land $1,910,798 Building $191,558
2022	$22,148.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2517 Vista Baya in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2517 Vista Baya has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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